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贷款商品房屋备案需要什么费用？要去哪里办理

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现在装修瓷砖好还是地板好？谁有报价？家装地板装修好还是瓷砖好？如何装修最安全杨浦区装修公司哪家最好？推荐一下社保公积金缴纳流程是什么？有高手清楚吗？客厅装修，用木地板好还是瓷砖好？要怎样才能节约成本哪个了解装修房子怎样提取公积金绵阳？装修怎样取公积金贷款了解的告诉下？谁可以给个参考价格？实木地板可以安装地暖吗？有人知道吗？10平米卧室书房两用怎么装修？谁有费用的详细类目表呢家里要装修了，求推荐一些比较好的瓷砖？家装地板常用颜色有哪些？哪位网友了解？瓷砖装修一定要买品牌的吗？法恩莎有人听过吗？大伙说说客厅装瓷砖还是木地板？有谁知道？大神说一下为什么装修不可以提公积金？有哪位懂得公积金贷款买完房还能贷款装修吗？

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贷款商品房屋备案需要什么费用？要去哪里办理

浏览：54次 | 提问时间： 07-21 11:52

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4个答案

Leaveme弃我 07-21 11:52

题主好，首先，提醒您假如合同已备案，则无法更名。依照国家七部委颁布的《关于做好稳定住房价格工作的意见》中清楚表明：“禁止商品房预购人将购买的未竣工的预售商品房再行转让。在预售商品房竣工交付、预购人取得房屋所有权证之前，房地产主管部门不得为其办理转让等手续;房屋所有权申请人与登记备案的预售合同载明的预购人不一致的，房屋权属登记机关不得为其办理房屋权属登记手续。”由此看来合同备案后不能通过更名来进行交易。目前，你已经网签，并且已经在办理公积金贷款手续，建议您和开发商协商，假如开发商同意的话，先要撤销合同，并且原合同撤销之后，再和您朋友签订合同重新备案，这样是可以的。这里面最关键的是要取得开发商的同意，并且您需要确定，是否原合同真正撤销，而您的合同可以成功备案。现在到房管部门撤销合同不收取费用，但在实际办理过程中存在费用变化情况以房管局解释为准。购房者需要进行更名，开发商都将收取更名手续费，开发商称这一收费虽然没有政策依据，但基本上所有楼盘都是这样做的，可以说是不成文的行规。开发商解释说，对于以下三种情况进行合同更名他们都将收取同样的费用：一是只交了定金;二是签了正式合同并付了首付款的;三是签了合同并已办完按揭手续。

拼命三郎 07-21 12:01

首先你的购房合同是否已去当地房地局备案.假如备案了.就无法再办贷款.只有等你拿了商品房的房产证.再去银行办法纯抵押货款.那个贷款费用比较高.而且也不好批.期望对你有用

迷茫 07-21 12:09

购房协议不能形成贷款关系的，假如你是商品房购房，那么需要开发商有公积金贷款备案，假如是买二手房的话，也应该要办证才能签贷款合同过户的。

独处一世的霸气 07-21 12:18

房屋产权备案即商品房屋销售前的产权登记备案。房地产开发企业在商品房屋销售前(包括预售)，应该持项目建设图纸和有关批准文件到房地产产权管理机关登记备案，以作为商品房屋产权登记的基础资料。

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