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房子怎样第二次贷款装修？谁有价格表。

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房子怎样第二次贷款装修？谁有价格表。

浏览：55次 | 提问时间： 07-21 11:52

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4个答案

你是心病 07-21 11:52

以前你买房子的时候贷过款的，假如现在你买房子要贷款的话算第二次房贷（无论你现在名下有没有房子）或者你名下有一套房子的（没贷过款）现在你还要买一套，也算你第二次房贷

釋懷我們曾經放肆的青春 07-21 12:01

第一次购房首付30%，贷款70%。（按照银行评估价，例如银行评估这个房子值100万，那你可以贷款70万）第二次购房首付60%,贷款40%。（按照银行评估价，例如银行评估这个房子值100万，那你可以贷款40万）第三次购房就不能贷款了。

薄情い 07-21 12:09

很多买房者都想知道公积金可以贷款几次，通常情况下次住房公积金贷款未还完之前，不能办理第二次住房公积金贷款。假如你次购房使用的公积金贷款已经还清，无论你房子是否过户卖掉，都可以第二次使用住房公积金贷款，但第二次使用公积金贷款金额要比次用的时候少10万，第二次购房贷款的首付应该不少于总房价的四成。

你不觉得我很可爱吗 07-21 12:18

各地规定都应该可以第二次申请。现在受国家大政策调控，第三次申请会叫停。在我们这里规定：第二次申请公积金贷款，首付6成，利率上浮10%，第三次申请停，第二次购买非普通住宅房申请公积金贷款也叫停。

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