array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(51) "深圳公司社保办理流程哪位朋友熟悉啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207671) ["id"] => string(7) "1207671" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951252422667) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207671" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207671" } [1] => array(11) { ["tagname"] => string(42) "昆明入台证办理流程哪位清楚啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207769) ["id"] => string(7) "1207769" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951255568402) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207769" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207769" } [2] => array(11) { ["tagname"] => string(66) "我想问一下小产权能贷款吗哪位知道该如何办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247715) ["id"] => string(7) "1247715" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952652271618) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247715" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247715" } [3] => array(11) { ["tagname"] => string(45) "房屋所有权证办理流程哪位清楚啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207713) ["id"] => string(7) "1207713" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951253471255) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207713" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207713" } [4] => array(11) { ["tagname"] => string(48) "深圳长期居住证如何办理啊哪位清楚" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1241681) ["id"] => string(7) "1241681" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952449896449) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241681" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241681" } [5] => array(11) { ["tagname"] => string(42) "上海居住证办理流程哪位知道啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208197) ["id"] => string(7) "1208197" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951270248457) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208197" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208197" } [6] => array(11) { ["tagname"] => string(72) "现在北京公积金贷款能贷到80%吗哪位知道该如何办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237047) ["id"] => string(7) "1237047" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952287367195) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237047" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237047" } [7] => array(11) { ["tagname"] => string(54) "哪位清楚上海市居住证如何办理谁晓得啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206300) ["id"] => string(7) "1206300" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951204188172) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206300" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206300" } [8] => array(11) { ["tagname"] => string(51) "请问个人房屋产权信息证明如何办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208089) ["id"] => string(7) "1208089" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951266054166) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208089" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208089" } [9] => array(11) { ["tagname"] => string(76) "公积金贷款15万15年还清每月还多少哪位知道该如何办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237057) ["id"] => string(7) "1237057" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952288415753) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237057" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237057" } [10] => array(11) { ["tagname"] => string(57) "求大神说说如何办理居住证啊哪位网友了解" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1223936) ["id"] => string(7) "1223936" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951813410831) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1223936" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1223936" } [11] => array(11) { ["tagname"] => string(81) "家庭购房公积金贷款担保大体办理流程有人知道该如何操作啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1236936) ["id"] => string(7) "1236936" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952283172888) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236936" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236936" } [12] => array(11) { ["tagname"] => string(39) "香港人暂住证延期如何办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207892) ["id"] => string(7) "1207892" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951259762703) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207892" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207892" } [13] => array(11) { ["tagname"] => string(39) "求大神说说如何办理居住证啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207924) ["id"] => string(7) "1207924" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951260811279) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207924" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207924" } [14] => array(11) { ["tagname"] => string(36) "如何办理谁知道如何计算啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1238121) ["id"] => string(7) "1238121" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952325115922) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238121" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238121" } [15] => array(11) { ["tagname"] => string(51) "上海市新居住证如何办理啊有哪位晓得" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224204) ["id"] => string(7) "1224204" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951823896589) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224204" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224204" } [16] => array(11) { ["tagname"] => string(30) "房屋如何办理抵押贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1154973) ["id"] => string(7) "1154973" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949541146624) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1154973" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1154973" } [17] => array(11) { ["tagname"] => string(30) "房屋抵押贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(927287) ["id"] => string(6) "927287" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941981962272) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/927287" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/927287" } [18] => array(11) { ["tagname"] => string(30) "如何办理房屋抵押贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1044042) ["id"] => string(7) "1044042" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945331113993) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1044042" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1044042" } [19] => array(11) { ["tagname"] => string(48) "西安居住证办理流程是什么谁晓得啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207011) ["id"] => string(7) "1207011" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951229354009) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207011" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207011" } } ["counts"] => int(132783) ["pagecount"] => float(6640) }

当前位置：首页>

装修问答

其他

房屋抵押贷款购房办理流程是什么啊？哪位知道该如何办理啊

房屋抵押贷款购房办理流程是什么啊？哪位知道该如何办理啊

浏览：65次 | 提问时间： 07-21 11:55

分享到：

5个答案

爱我别走好吗 07-21 11:55

假如贷款还清的话肯定是可以再办理抵押贷款的，不过，假如贷款还没有还清，按照国家相关规定，贷款机构是可以在不解除上一笔贷款的情况下，为客户办理二次抵押贷款的。不过，由于各贷款单位的内部要求及房屋管理单位的政策不同，在办理二次抵押贷款时就要看各贷款银行的操作流程及房屋所在房屋管理单位对于房屋二次抵押的管理了。

死后在我坟前弄个wf 07-21 12:04

房屋抵押是只借款人将个人名下的房产作为抵押，分期偿还本息的贷款形式。房屋的使用权仍由产权所有者使用，如借款人违约，则银行有权依法处分抵押房产，并在处分抵押房屋所得价款中优先赔偿权，但也有房产抵押拒贷的可能。拒贷原因：
1、个人征信不良；
2、贷款用途不明确；
3、负债高；
4、抵押房产不达标。不是所有的房子都能办房产抵押贷款的，如学校、幼儿园和医院等公益性用途房屋，未结清贷款的房子，没有房产证的小产权房，未满5年的经济适用房，房龄太久、面积过小的二手房，文物保护建筑，违章建筑物或临时建筑物，无法提供购房合同或购房协议的房子，权属有争议的房子，拆迁范围内的房子等均不能用来抵押贷款。除此之外，不同的银行对各方面的规定也有所不同，由此看来在申请房屋抵押贷款之前，除了看自己是否符合办理条件，还要关注银行的相关规定，这样才能提高房屋抵押贷款的通过率。申请条件：1，房屋性质;住宅，写字楼，别墅、商品房、成本价房、经济适用房（对经济适用房要求严）并且产权明晰20年以内2，抵押人（年龄正常值18-65周岁）并且身体健全3，抵押人征信近24个月不得连累64，抵押人可以证明还款来源以及其他资产（大额定期存单，二套房产，股票，基金等）5，实际用款用途明确准备资料：1,借款人及配偶身份证、户口本原件及复印件（如单身需开单身证明）2，借款人婚姻问题证明及复印件3，家庭房产、车产权属证件及复印件，其他资产证明材料（房屋所有权证、土地使用证、契证原件及复印件）

再美的心碎也只是瞬間 07-21 12:12

房贷扣款时间是银行规定的，建行房贷流程：咨询→申请贷款（购房人）→审核（提供资料）→签订借款合同和抵押合同（银行）→办理合同公证（公证处）→有关保险（保险公司）→办理房屋产权抵押登记（房地产登记处）→发放贷款（收到抵押证明）→借款人还款→办理抵押房产注销登记（贷款全部还清）。

给姐跪下唱征服 07-21 12:21

住房按揭贷款流程咨询→申请贷款(购房人)→审核(提供资料)→签订借款合同和抵押合同(银行)→办理合同公证(公证处)→有关保险(保险公司)→办理房屋产权抵押登记(房地产登记处)→发放贷款(收到抵押证明)→借款人还款→办理抵押房产注销登记(贷款全部还清)

离不舍 07-21 12:29

淄博市二手房只能用住房公积金或者商业贷款。淄博二手房住房公积金贷款办理流程：申请人购买二手房申请住房公积金贷款的，须办理完抵押登记手续后再放款。贷款时限：在办好房屋交易过户、交纳房屋契税后的3个月内。材料：购房合同、房屋评估单、《契税证》和《土地使用证》、卖方

装修问答

其他

房屋抵押贷款购房办理流程是什么啊？哪位知道该如何办理啊

最新问题

相关搜索

最新推荐

房屋抵押贷款购房办理流程是什么啊？哪位知道该如何办理啊