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银行按揭流程是怎样的？有哪位能够说说看？_其他_设计456问答
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银行按揭流程是怎样的？有哪位能够说说看？
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提问时间： 07-21 11:55
求说，银行按揭流程是怎样的？希望前辈指点
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3个答案
一、银行按揭贷款工作流程。
二、省直公积金贷款工作流程。
三、市公积金贷款工作流程。主要是这几个，里面细分的话太多了，很繁琐，需要熟练专业的指导
购房贷款按揭的流程：首先是到相关银行申请住房按揭贷款，然后等银行评估，审核贷款的金额，通过审核后，银行出具抵押合同和按揭贷款合同，接着借款人拿着房产证到房交所去办抵押登记，完了之后把把房产证拿到银行，银行会在1--15个工作日内放款！所有的按揭就算跑完了！
按揭买房流程步：首先要先与开发商签定房屋买卖合同;按揭买房流程第二步：需要自己的户籍证明、身份证、婚姻证明复印件与自己所在单位的收入证，交由开发商办理；按揭买房流程第三步：经过银行审批后(审批时间快也有一个星期)然后通知和银行签定，按揭手续就完成了。
