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请教一下买房子贷款了装修还能贷款吗？

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请教一下买房子贷款了装修还能贷款吗？

浏览：42次 | 提问时间： 07-21 11:55

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4个答案

我心有BGBANG 07-21 11:56

公积金可以用来贷款买房子还可以装修的时候取出钱来。贷款利率要低于商业贷款。

你怎么走远了 07-21 12:04

公积金不能用来装修贷款，只能是买房子、大修房子、租房子的租金超过收入的一定比例等才能申请贷款，装修不包括！

耍我你够资格吗 07-21 12:12

办理公积金贷款只能以贷款所购住房作为贷款抵押，不能用其他房产作为贷款抵押。你用你父亲的房子做抵押，那办理出来的是商业贷款，在专业点叫高额贷款，不是住房贷款，利率比较高。假如你是在想买房子，首付款又不够，那么你父亲同意拿他的房子办理抵押贷款，首先说明这个贷款人是你父亲而不是你，通常银行会要求你告知办理贷款的意图，就像你买房子。需要评估你父亲的房子，需要的贷款要求和你要贷款准备的一样详情可找[立德担保]的在线专业客服或电400-833-1789免费咨询下。

无心少年一袭纸鸢 07-21 12:21

在温州买老房子的是可以贷款的，不过买房子贷款的话，你是需要有抵押的，当然你也可以向银行出示你的贷款证明，只要向银行证明你的偿还能力也是可以进行贷款买房子的。

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