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定州建设银行集体办理房贷有优惠吗现在？

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定州建设银行集体办理房贷有优惠吗现在？

浏览：64次 | 提问时间： 07-22 02:38

定州建设银行集体办理房贷有优惠吗现在

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4个答案

还是留不住你 07-22 02:38

常熟房贷政策分为新房和二手房，新房的房贷政策是首次购房贷款首付比例为2成，单然这个只是部分的银行怎样施行了，以及一部分银行还是维持之前的2.5-4成这样的首付比例，其中中国银行、工商银行、建设银行、邮政储蓄银行等表示对于满足条件的购房者都可以办理到首次购房首付2成的贷款；而农业银行、交通银行现在继续按照首付比例2.5成执行。二手房的放贷政策是中国银行、建设银行、邮政储蓄银行二套房首付比例为3成。交通银行则实行这首付比例4成。建议你最好再咨询下当地的房产管理局，这样了解得会更加清楚透彻一些。

含着泪微笑 07-22 02:47

2016年山东首套房贷款利率5年期以上贷款4.9%年息。其中，农业银行、建设银行和中国银行最低都能享受9折优惠，工商银行和交通银行最低则能享受到8.5折的优惠。现在的房贷政策比较宽松，会有比较多的优惠和折扣，像这些价格都是整合自网络，请自行核实

奥特蛋 07-22 02:55

现在郑州部分银行首套房利率最低8.5折。交通银行和华夏银行以及建设银行首套房贷款在9折到9.5折之间。广发银行的优惠力度最大，首套房贷款利率最低8.5折。期望我的回答对您有用~

你的她柔情似水 07-22 03:03

题主好，各家银行的房贷利率是不一样的,通常是首套房首付30%,当地户口或者缴纳一年以上社保,执行下调后基准利率6.8%。在中国建设银行等我政策是首套房首付30%,当地户口或者缴纳一年以上社保,无优惠政策,执行下调后基准利率6.8%;或者首套房首付50%,还可以有优惠，实际以实际办理时的利率为准。

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