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想晓得一下房子装修贷款多少利息？需要关注哪些点

想晓得一下房子装修贷款多少利息？需要关注哪些点

浏览：41次 | 提问时间： 07-22 02:38

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5个答案

伴我久 07-22 02:38

题主好，房子，就像，总价：10000*100

无友 07-22 02:47

100万元，首付为三成上下(30万元)，贷款70万元，年限为20年来还清，按揭利率为6.8%。相信大家都知道还款方式包括有：等本息法、等额本金法。两者分别计算有这些：等额本息法的计算公式有这些：月还款额为：本金*月利率*[(1+月利率)^n/[(1+月利率)^n-1]月利率为：年利率/12总利息为：月还款额*贷款月数-本金月还款额为：5343.38元；还款总额为：1282411.20元；总利息为：582411.20元。等额本金法的计算公式有这些：月还款额为：本金/n+剩余本金*月利率总利息为：本金*月利率*(贷款月数/2+0.5)第一个月还款额为：6883.33元，最后一个月还款额为：2933.19元；还款总额为：1177983.33元；总利息为：477983.33元。由此可看，当申请人在申办贷款的时候，我建议借款人应前往当地银行或者是贷款机构咨询了解下。

风一吹就散 07-22 02:55

个人房屋抵押贷款：你自己的房子抵押贷款，你可以拿到贷款金额来使用。房屋按揭贷款：不是你自己的房子，你向银行申请房屋按揭贷款，银行先帮你支付贷款给卖给房子的业主帮你买下房子，以后你每个月偿还一定金额的月供款给银行，你每个月供给银行的钱由房子的本金和利息组成。利息很贵的。期望我的回答对你有用。

不可言 07-22 03:03

你装修我买单，来了解装修分期贷款吧，利息3厘多，纯信用，比银行基准利息还低，用银行的钱给你装修房子，利息便到没话说啊！团办更优惠哦！

心盲 07-22 03:12

假如是我我会选取找装修公司来装，首先我没时间，也不懂装修，再说装修公司比较专业些。听朋友说东美装饰还不错，等房子交房了也准备去哪了解下。

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