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公积金装修贷款额度如何计算？预算包括什么？

浏览：37次 | 提问时间： 07-22 02:39
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5个答案
淡淡的梦 07-22 02:40

题主好，公积金的贷款度是依照四个关键来计算的。按照还贷能力计算的贷款额度；按照房屋价格计算的贷款额度；按照住房公积金账户余额计算的贷款额度；按照贷款最高限额计算的贷款额度。

深知你是梦 07-22 02:48

深圳公积金贷款上限最高90万，深圳住房公积金贷款额度为计算可贷额度的公积金账户余额的12倍。

好多好多余 07-22 02:56

题主好，1贷款额度的确定，按照不得高于借款人(含配偶)还款能力的系数计算，其计算公式为：住房公积金贷款额度

从旁落 07-22 03:05

(夫妻双方历史缴存公积金金额+贷款申请之日起至退休之日止缴存公积金)×2住房公积金贷款额度≤管委会确定的公积金最高贷款额度期望对你有用

萌面女汉 07-22 03:13

贷款额度不高于以下计算结果和规定的最低值：
（一）按还贷能力计算的贷款额度；
（二）按借款申请人及配偶公积金账户正常缴存余额的倍数计算的贷款额度；
（三）按规定比例计算的贷款额度；
（四）青岛市住房公积金管理委员会确定的最高贷款额度。

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