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信用装修贷款利息是怎么算的？不同档次有什么区别

浏览：36次 | 提问时间： 07-22 03:07
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3个答案
梦里没你 07-22 03:08

益阳装修贷款利息有这些：贷款装修利息是按时间长久算的,短期贷款的利率从6个月开始包括6个月,利息为5.6%,6到1年贷款为6%,中长期贷款3-5年的利息6.4%,5年以上贷款的6.55%。

范2少女ゅ 07-22 03:16

装修贷款也分信用贷款和抵押贷款，信用贷款依照不同的客户月息约0.3%-0.85%，不同银行不同资质的客户所获得的利息不一样。抵押贷款利息约0.3%上下。

无人共此歌 07-22 03:25

题主好，很开心回答您的问题，个人不建议贷款装修，买房和装修是许多人重点需要考量的两件大事，不过钱终究有限，可能买了房就没有足够的钱装修，到时候说不定需要贷款。不过，从现在市场上的利率情况来看，房贷的利率相对是最低的。而装修贷款，无论是抵押贷款还是信用贷款，利率都有一定上浮，基本高于房贷。在这样的情况下，建议市民贷款买房，留钱装修。另外，假如非要贷款装修，也要看清楚利率的计算方式，贷款之前，先算一下总利息，由于说不定看上去总利率较低的贷款，实际利息却更高。期望对你有用，题主觉得我回答得好就采纳吧

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