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天津新房贷款流程具体是怎样的？应该注意什么

天津新房贷款流程具体是怎样的？应该注意什么

浏览：47次 | 提问时间： 07-22 03:09

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4个答案

绝缘体 07-22 03:10

流程不复杂，主要是准备的资料多，齐全。

流程一：先与开发商签定房屋买卖合同；
流程二：依照开发商要求提供的资料：户籍证明、身份证、婚姻证明复印件，由自己所在单位开具盖有公司鲜章的收入证明（开发商所签银行的收入证明格式）交由开发商办理；
流程三：经过银行审批后通知和银行签定，就完成了。

等银行批款下来，就要进行还房贷了，按照经验批下来的时间要等3个月到6个月，也有的人两年都没批下来。

替我遮风挡雨 07-22 03:18

外地人在天津买房贷款的流程，先要准备资料，
1.提供本地联系人或担保外地人在天津买房首先需要提供在天津本地的联系人或担保人，否则无法办理。
2.开具天津本地收入证明和流水外地人在天津买房要开具天津本地收入证明和流水，以保证银行批件前的审查。收入证明和流水反映了买房人的经济能力，在决定外地人在天津买房是否获批。
3.提供其他证件外地人在天津买房需要提供户口本、身份证等，在进行银行面签和过户时需要夫妻同时到场（假如有配偶），要严格按照天津的买房程序进行。此外，关注一点，外地的公积金在在天津买房暂时不能使用，外地人在天津买房只能选取商业贷款。然后去办理就好了，和当地人一样的。

你最懂我 07-22 03:26

买房首付和供房也就是按揭买房手续，实际有这些：首先，请到银行了解相关情况。并办理相关带齐以上的资料申请个人住房贷款。然后接受银行对您的审查，并确定贷款额度。接下来就可以办理借款合同，且由银行代办保险。办理产权抵押登记和公证。最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。经过以上手续及流程，您就可以通过按揭得到新房子了。

柚夏Foryou 07-22 03:35

答：题主好，在天津买新房的话要看看是在哪个银行办贷款，由于有的银行可以2成，有的不可以，实际的您可以问问售楼处的销售和哪个银行合作

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天津新房贷款流程具体是怎样的？应该注意什么

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