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有哪个熟悉在美国买房子首付多少钱？有参考吗？

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有哪个熟悉在美国买房子首付多少钱？有参考吗？

浏览：49次 | 提问时间： 07-22 03:09
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4个答案
向来沉默該有的眼淚始終會落下 07-22 03:10

题主好，严格意义上来说，买房首付是不可以贷款的。首付就是买房子时第一期付款。买房子时不能全部贷款。要先付一部分，余下的从银行贷款。现在的要求是付房款的30%。其余的钱就可以从银行贷款啦，期望能解决你的问题哦。

落红尘 07-22 03:18

贷款呀，现在买房子大多数人都是贷款，终究一下子几百万是个不小的数目，不过首付的钱你还是要有的，不行的话还可以抵押。

待我强大必废毁我之人 07-22 03:27

可以的，不过前提是在美国拥有了长期居留权(也就是合法身份)才可以买房子的。在美国虽然购房卖房比较简单，不过日常维护管理房屋的成本却是很高，想赚到钱绝没有想象的那么容易。

三世牵挂为君一妖 07-22 03:35

买房子的首付是不可以贷款的，不过有很多人会通过其他方法凑足首付的钱。方法也有很多的，自己去想。可以先办理抵押贷款，或其他类贷款。然后将贷款拿到的钱作为首付再去贷款。不过这是两份合同，不能是一份。也就是说，先用其他方式贷款，把钱拿到手。然后再去房贷。买房子是件大事，也要花很多钱，最好是手头上有首付的钱再买，不然日后压力会很大的。

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