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建设银行二手房贷款流程？有人知道怎么办理啊

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购房时送了精装修想作小改动可以吗？是简装还是精装呢？说说佰仕达水龙头多少钱？麻烦报一下价玻璃面盆水龙头要多少钱？谁有报价？哪个能说说厨房水龙头怎么拆装？有没有人知道？问一下各位精装房首付多少？有人清楚吗？上海期房贷款流程谁能给具体说说？可以贷款多少呢买房子贷款条件需要满足哪些？具体流程是什么石家庄房贷流程哪位比较清楚？谁晓得？美的电热水器购买后什么时候来安装？有人了解吗？美的电热水器是加热到设定温度自停吗？哪位能给点建议？银行按揭贷款流程是怎么样的？要注意什么？二手房抵押贷款的流程是怎样的？请问都要什么手续佛山买房需要买精装房吗？佛山公寓装修哪里比较好？个人二手房按揭贷款流程是怎么走的？谁知道怎么办理啊

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建设银行二手房贷款流程？有人知道怎么办理啊

浏览：47次 | 提问时间： 07-22 05:32

求建设银行二手房贷款流程是怎样的？哪位朋友有在建行贷过房贷的吗？

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3个答案

Debrs 07-22 05:33

题主好，据了解房贷房龄广州的要求建设银行在广州地区推出了房贷新政，其中二手房贷款期限+房龄可放宽至50年。建行此前执行的标准是贷款期限+房龄不超过40年。现在二手房房贷期限普遍要求贷款期限+楼龄不超过40年，与公积金贷款的标准一致。期望我的回答对你有用。

期望总是在失望中绝望 07-22 05:41

办理二手房贷款，贷款发放后的次月开始还款。建设银行二手房贷款办理流程：⑴购房人与售房人签订房屋买卖协议或房屋买卖合同；⑵符合条件的购房人向贷款银行提出借款申请，并提供有关证明材料；⑶买卖双方到贷款银行指定(认可)的评估机构进行房屋评估；⑷律师事务所对借款人的资信证明材料和评估报告进行鉴证、调查、分析，出具《法律意见书》；⑸贷款银行进行审批，通知借款申请人是否同意贷款；⑹买卖双方办理产权过户手续，过户后，借款人到银行办理贷款手续；⑺购房人与贷款银行签订二手房抵押贷借款合同；⑻买卖双方将过户后的房屋所有权证送交贷款银行办理抵押登记手续；⑼借款合同生效后，贷款银行依照借款合同划付资金；⑽借款人按月还款；⑾借款人还清贷款本息，解除抵押担保。期望能够帮助你。谢谢

贵树 07-22 05:49

三大银行买房贷款政策工商银行买房贷款政策广西区分行：包括一手房和二手房在内，首套房首付三成，按基准利率。二套房首付最低六成，利率上浮10%。建设银行买房贷款政策广西区分行：首套首付三成，二套首付六成。农业银行买房贷款政策广西区分行：首套房不论面积大小均首付三成，利率至少基准利率的0.85倍。二套房首付6成，利率至少基准利率的1.1倍。第一，现在的银行买房贷款政策与5月份相比，没有变化;第二，现在申请房贷，大多数银行表示，不会提出额外的附加条件，更不会要求贷款者购买理财产品。

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