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株洲房子首付要多少钱？谁可以给个参考价格？

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株洲房子首付要多少钱？谁可以给个参考价格？

浏览：62次 | 提问时间： 07-22 05:32
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6个答案
委屈只是爱你爱的太重 07-22 05:33

买房0首付的意思打个比方给你：你要购买1套房子，房价10万元，全部银行贷款，就是以房子的名义去银行贷10万元出来，你1分钱不用出就能够具有此房子，但，有两点要关注：1．办房产证的费用你要自己出．2．以后就每月都要按银行的要求去银行还钱．而且要付利息的．

BlngBlng 07-22 05:41

题主好，郑州的首套房首付至少30%，二套房首付至少60%。这里说的是评估价的30%和60%。此外还要补齐与实际成交价的差额部分。比如500万的房子，评估价是450万，首付30%是450万的30%，即135万，可贷款315万，不是500万的30%。也就是说你给房东的首付款是135万再加50万共185万。别忘了还有交税的钱呢。首付款要准备足。价格来源网络，请自行核实。

筑梦• 07-22 05:50

2020二手房的比例是这样确定的：假设房子估计价值（不是房主报价）100万，那么最多贷款给你0.7倍，即最多贷给你70万，假如房东要120万，则你首付就是50万。整体来看，除了银行贷给你的钱以外，剩余的全部是你的首付。当然你可以把房子估值做得高一些，不过税费也会像相应地增加，税费这块，也是你的，因此也是首付范围。

他是太阳离得太近有危险 07-22 05:58

重庆二手房是这样的，首付银行评估价的三成（关注：银行评估价低于放假，相当于贷银行评估价的七成，意思就是代7成的钱，剩下的钱就由你付了（首付））例：你买的房子价格40万，不过银行评估只值30万，你就是要贷30万的7成

追赶太阳 07-22 06:06

21万，40-21

错觉 07-22 06:14

19万，19万就是你的首付款。

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