array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(30) "住房公积金能贷多少款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(849303) ["id"] => string(6) "849303" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939738009621) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/849303" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/849303" } [1] => array(11) { ["tagname"] => string(27) "住房公积金贷装修款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(932798) ["id"] => string(6) "932798" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942139248646) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/932798" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/932798" } [2] => array(11) { ["tagname"] => string(24) "平安贷贷卡怎么用" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(877858) ["id"] => string(6) "877858" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940540170275) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/877858" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/877858" } [3] => array(11) { ["tagname"] => string(21) "用住房公积金贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598924665" ["tagid"] => int(1068020) ["id"] => string(7) "1068020" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945994862604) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1068020" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1068020" } [4] => array(11) { ["tagname"] => string(30) "住房公积金能贷几次款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(468436) ["id"] => string(6) "468436" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503926817456132) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/468436" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/468436" } [5] => array(11) { ["tagname"] => string(33) "住房公积金可以贷多少款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(843393) ["id"] => string(6) "843393" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939572334600) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843393" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843393" } [6] => array(11) { ["tagname"] => string(33) "怎么用住房公积金还房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(847539) ["id"] => string(6) "847539" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939688726535) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/847539" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/847539" } [7] => array(11) { ["tagname"] => string(33) "用住房公积金怎么还房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882454) ["id"] => string(6) "882454" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940731011082) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882454" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882454" } [8] => array(11) { ["tagname"] => string(24) "怎么贷住房公积金" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(923043) ["id"] => string(6) "923043" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941859278851) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/923043" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/923043" } [9] => array(11) { ["tagname"] => string(24) "住房公积金怎么贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(848037) ["id"] => string(6) "848037" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939702358041) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/848037" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/848037" } [10] => array(11) { ["tagname"] => string(18) "房款商贷利率" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(897016) ["id"] => string(6) "897016" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941136809989) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/897016" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/897016" } [11] => array(11) { ["tagname"] => string(21) "公积金贷多少款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(885680) ["id"] => string(6) "885680" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940819091466) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/885680" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/885680" } [12] => array(11) { ["tagname"] => string(21) "装修贷钱怎么用" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6043888) ["id"] => string(7) "6043888" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504116317159438) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6043888" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6043888" } [13] => array(11) { ["tagname"] => string(21) "用装修贷还房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1605833689" ["tagid"] => int(5476368) ["id"] => string(7) "5476368" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504097682915331) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5476368" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5476368" } [14] => array(11) { ["tagname"] => string(15) "房贷怎么贷" ["inlink"] => int(0) ["addtime"] => string(10) "1594371892" ["tagid"] => int(532792) ["id"] => string(6) "532792" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928701747219) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/532792" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/532792" } [15] => array(11) { ["tagname"] => string(15) "怎么贷房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1021395) ["id"] => string(7) "1021395" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944646393875) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1021395" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1021395" } [16] => array(11) { ["tagname"] => string(27) "用住房公积金还房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(962145) ["id"] => string(6) "962145" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942996983814) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/962145" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/962145" } [17] => array(11) { ["tagname"] => string(36) "临沂用住房公积金能贷多少" ["inlink"] => int(0) ["addtime"] => string(10) "1608110963" ["tagid"] => int(7366525) ["id"] => string(7) "7366525" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504160836550687) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7366525" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7366525" } [18] => array(11) { ["tagname"] => string(27) "用住房公积金装修贷" ["inlink"] => int(0) ["addtime"] => string(10) "1605833689" ["tagid"] => int(5472728) ["id"] => string(7) "5472728" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504097577009164) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5472728" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5472728" } [19] => array(11) { ["tagname"] => string(24) "用装修贷带还房贷" ["inlink"] => int(0) ["addtime"] => string(10) "1605833689" ["tagid"] => int(5476359) ["id"] => string(7) "5476359" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504097681866782) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5476359" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5476359" } } ["counts"] => int(3986995) ["pagecount"] => float(199350) }

当前位置：首页>

装修问答

其他

用住房公积金贷装修款怎么贷？有谁知道？

用住房公积金贷装修款怎么贷？有谁知道？

浏览：51次 | 提问时间： 07-22 10:30

分享到：

5个答案

猫鱼薄荷 07-22 10:31

用住房公积金贷装修款怎么贷？本人现在想买套小户型的房子，想要住房公积金贷装修款如何贷呢？住房公积金贷款装修的话具体要看当地的政策的，每个地方都不一样的，单位和个人在本市行政区域内建立了住房公积金制度，在申请贷款当月之前，个人和所在单位连续、按时、足额正常缴存住房公积金6个月以上（含6个月）的职工，可以申请贷款。申请贷款时申请人还应当同时具备下列条件：（1）有本市城镇常住户口或其他合法有效居留身份；（2）有稳定的收入，信用良好，有偿还贷款本息的能力；（3）有合法有效的购建住房证明材料；（4）同意使用公积金中心认可的担保方式；（5）符合市公积金管理中心规定的其他条件。个人认为，手上有足够的资金在拿去买房，亲，这样你的压力就不会那么大，每个月还贷款也是有一定额度的哦，等房子在跌点的时候购买，比较不会那么困难，这是个人意见，以上信息仅供参考！

怎么去爱 07-22 10:39

公积金大（装）修贷款申请。借款人只需再提供房屋装修合同和装修首付发票等材料，银行会协助你向所在城市的住房置业担保公司申请个人住房公积金大（装）修贷款。该贷款最高可贷30万元，并不得高于装修工程款的70％；每平米建筑面积最高可贷1000元，贷款金额加住房贷款余额不得超过房价的七成。

没你我很好 07-22 10:48

1.买5年以内的二手房最高可贷30年;2.超过5年的二手房最高可贷15年;3.一手期房贷款年限最长30年。1.公积金贷款只能同一时间内贷一次,还款结束后才能再贷;2.一般规定，如果家庭已经用公积金买了两房套了就不能再使用公积金贷款了;即公积金贷款最多只能贷2次。3.一般，公积金管理中心对不同套数的房子首付款比例有一定的规定，如北京公积金管理中心规定：北京住房公积金贷款首套房首付比例一般为30%，满足相关规定最低(90平以下)20%;二套房首付比例不低于70%。即，北京住房公积金首套房一般可贷7成，最多可贷8成;二套房最多可贷3成，三套房停贷。

自我折磨 07-22 10:56

一、客户（以家庭为单位）购买首套住房,或客户家庭名下有一套房，并且房贷已全部结清，再买第二套房：用纯商业贷款的，首付20%，贷80%，利率执行基准，即4.9%。用纯公积金贷款的，首付20%，贷80%，利率执行基准，即3.25%。用公积金+商业组合贷款的，首付30%，贷70%，利率执行基准。二、客户家庭名下有一套房，并且商贷未结清，再买房用：纯商业贷款，首付30%，贷70%，利率上浮10%，即5.39%。纯公积金贷款，首付20%，贷80%，利率执行基准，即3.25%。公积金+商业组合贷款的，首付40%，贷60%，商贷部分上浮10%即5.39%，公积金部分执行基准3.25%。

正我心 07-22 11:05

可以的。公积金贷款就是跟购买住房有关的。你既然已买了住房，要申请公积金贷款，你只好跟银行人员说房屋装修，只有这样，才能贷到公积金贷款。办公积金贷款时，要把住房证、夫妻双方身份证、单位收入证明、公积金缴款证明等资料，带到银行去办理。贷到款后，就可以把这钱还商业贷款了。如果你在银行有欠贷、欠款不还的，也就是说恶意拖欠银行资金的，银行系统会反应出来。也就是说你的信用等级差，那就贷不到款。（各个银行的系统和人民银行的系统联网的，无论你在哪家银行有不良信用等级的，其他银行都会反应出来。）如果没有这种行为，就可以贷到款了。

装修问答

其他

用住房公积金贷装修款怎么贷？有谁知道？

最新问题

相关搜索

最新推荐

用住房公积金贷装修款怎么贷？有谁知道？