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请问河北燕郊房贷款流程是怎样的_其他_设计456问答
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请问河北燕郊房贷款流程是怎样的

浏览：44次 | 提问时间： 07-22 11:26
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2个答案
天空泛滥一朵云 07-22 11:35

燕郊的银行现在规定是河北户口的首套房贷要求30%的首付，执行基准利率的8.5折；若是外地户口即使是第一次购房，也要按第二套贷款的标准执行！基准利率的1.1倍。

BOOM 07-22 11:43

请问银行购房贷款提前还款怎样办理：一般住房贷款合同约定借款人在首年是不允许办理提前还贷的，提前还款必须在贷款的1年后；提前还款的流程：先提交一份申请给银行贷款部门---银行审批通过后---将需要还贷的金额存入供款的帐户中（借款余额需要银行查询）--通知银行收贷--还款后，借款人领会还款凭证、借据和房地产权证（房地产权证等银行办理注销抵押登记后才能退回给客户的）就可以了；

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