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谁清楚江西住房公积金贷款流程？有朋友在吗，解答下

谁清楚江西住房公积金贷款流程？有朋友在吗，解答下

浏览：53次 | 提问时间： 07-22 11:28

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搞怪 07-22 11:37

个人购房贷款申请的流程：一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。希望我的回答对你有帮助！

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谁清楚江西住房公积金贷款流程？有朋友在吗，解答下