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我想懂得装修有没有分期付款？有什么装修理念呢？

我想懂得装修有没有分期付款？有什么装修理念呢？

浏览：31次 | 提问时间： 07-22 11:42

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3个答案

暖阳 07-22 11:52

这个是有的，
很多银行都有这个业务的，一般需要你提供如下证件：身份证+房产证+收入证明+装饰公司的预算证明
前提是不能有不良信用记录，不能资不抵债。
建设银行目前在这方面的是最成熟的，以成都为例，目前成都市面上的一类装饰公司大多都和建设银行建立合作关系，提供装修贷款业务。
有保障，这个放心，成都地区都用了好多年了，很多人都在用

杂 07-22 12:00

可以的，正常找装修公司的话，应该分都三期付款。
首期款也就是签定装修合同时应付的，然后到中期验收时付中期款，最后尾款。
也就是整个装修公司的活完毕应付的，如果对方公司不是按照这个合同付款方式来签订合同，建议不要相信，这是对自己负责，一般小的，简单的家庭装修1个多月就可以完工，钱紧张的话，可以缓一缓，如果找外面的工人来做，会便宜些，但是质量不能保证，没有售后。

大无畏 07-22 12:08

你好，的确可以分期，对于买了毛坯房且资金短缺的业主来说，装修资金确实是不可逃避的一大难题。近年来，国内兴起了一种新兴的消费模式——装修分期付款业务。目前，中国工商银行、中国建设银行等都提供家装分期付款服务，比如中国建设银行，推出“龙卡安居分期付款”服务，主要针对新业主提供涵盖装修涉及的建材、家具、家电等在内的分期付款产品，为业主搭建一站式的装修平台并有力化解房贷月供还贷初期流动资金紧张带来的窘迫与尴尬。那么，装修分期付款靠谱吗？专家表示，家装分期付款服务可三方获益，即银行、银行指定合作商家与业主。认为，家装分期付款业务不仅能给业主带来便利，也能推动家装业的发展。按照国内家装市场情况来看，如果没有装修贷款的帮助下，对于新房的装修资金投入较少，房子装修出的效果往往不如人意，而等到自己有了一定的经济条件之后，会重新装修房子，则造成不必要的浪费。如果有灵活的家装分期付款业务来缓解业主的资金压力，确实是个好办法，也是当前比较靠谱、放心的方式。据了解，家装分期付款业务出现以后，受到越来越多的业主看好。

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