array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(51) "谁知道工作居住证续签流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207959) ["id"] => string(7) "1207959" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951261859858) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207959" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207959" } [1] => array(11) { ["tagname"] => string(51) "南宁房产过户流程哪位了解详细情况啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207712) ["id"] => string(7) "1207712" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951253471254) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207712" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207712" } [2] => array(11) { ["tagname"] => string(39) "巢湖房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207907) ["id"] => string(7) "1207907" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951259762718) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207907" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207907" } [3] => array(11) { ["tagname"] => string(42) "北京居住证办理流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207945) ["id"] => string(7) "1207945" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951261859844) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207945" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207945" } [4] => array(11) { ["tagname"] => string(39) "合肥房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208199) ["id"] => string(7) "1208199" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951270248459) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208199" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208199" } [5] => array(11) { ["tagname"] => string(42) "土地使用权转让流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207850) ["id"] => string(7) "1207850" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951258714117) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207850" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207850" } [6] => array(11) { ["tagname"] => string(51) "安徽宿州房产过户流程具体是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207987) ["id"] => string(7) "1207987" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951262908433) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207987" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207987" } [7] => array(11) { ["tagname"] => string(48) "福州房产过户流程是怎样的谁清楚啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208343) ["id"] => string(7) "1208343" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951274442785) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208343" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208343" } [8] => array(11) { ["tagname"] => string(45) "土地使用权登记的流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207979) ["id"] => string(7) "1207979" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951262908425) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207979" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207979" } [9] => array(11) { ["tagname"] => string(18) "流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599709911" ["tagid"] => int(1323262) ["id"] => string(7) "1323262" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503955979403272) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1323262" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1323262" } [10] => array(11) { ["tagname"] => string(24) "蜡染是怎样做的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1186432) ["id"] => string(7) "1186432" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950566653952) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1186432" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1186432" } [11] => array(11) { ["tagname"] => string(43) "2016房产继承过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207962) ["id"] => string(7) "1207962" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951261859861) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207962" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207962" } [12] => array(11) { ["tagname"] => string(39) "北京房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208022) ["id"] => string(7) "1208022" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951263957011) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208022" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208022" } [13] => array(11) { ["tagname"] => string(21) "贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502568) ["id"] => string(6) "502568" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927815700496) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502568" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502568" } [14] => array(11) { ["tagname"] => string(45) "北海二手房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208161) ["id"] => string(7) "1208161" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951269199878) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208161" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208161" } [15] => array(11) { ["tagname"] => string(24) "申请流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1380113) ["id"] => string(7) "1380113" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957884665885) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113" } [16] => array(11) { ["tagname"] => string(21) "其流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600831090" ["tagid"] => int(1794257) ["id"] => string(7) "1794257" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503973576605722) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794257" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794257" } [17] => array(11) { ["tagname"] => string(33) "发光抱枕是怎样发光的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1183083) ["id"] => string(7) "1183083" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950459699213) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1183083" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1183083" } [18] => array(11) { ["tagname"] => string(33) "保温饭盒是怎样保温的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1197802) ["id"] => string(7) "1197802" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950924218379) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1197802" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1197802" } [19] => array(11) { ["tagname"] => string(33) "泡沫饭盒是怎样保温的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1197805) ["id"] => string(7) "1197805" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950924218382) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1197805" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1197805" } } ["counts"] => int(618715) ["pagecount"] => float(30936) }

当前位置：首页>

装修问答

其他

常州贷款买房流程是怎样的？谁知道详细情况啊

常州贷款买房流程是怎样的？谁知道详细情况啊

浏览：65次 | 提问时间： 07-22 11:48

分享到：

3个答案

心丢了 07-22 11:57

您好，如下：
如果借款人在贷款前提取公积金储存余额用于支付房款，那么您公积金账户上的公积金余额即为零，这样您的公积金贷款额度也就为零，这就意味着您将申请不到公积金贷款。
望回答能帮到您，谢谢！

眉间叹 07-22 12:05

贷款买房的流程——向按揭银行提交如下资料
（一）提交具有法律效力的身份证明(居民身份证、户口簿、军官证、在中国大陆有居留权的境外、国外自然人为护照、探亲证、返乡证等居留证件或其他身份证件)；
（二）固定收入证明或其他偿还能力证明；
（三）经房地产管理部门见证的商品房买卖契约正本；
（四）贷款银行要求的其他文件；如果借款人的配偶与其共同申请借款，借款申请书上还要填写清楚配偶的有关情况，并出示结婚证和户口簿等；贷款买房的流程——签订贷款合同银行对贷款人提供的信息进行审查，审查合格后，由银行，开发商和贷款人签订《房地产抵押（按揭）合同》，《楼宇按揭贷款合同》（注意，此合同需公证或律师见证，费用由购房者承担），三方共同去房地产管理部门进行登记。其中，购房者需提交以下材料：
（一）经房地产管理部门见证的商品房买卖契约正本；
（二）提交具有法律效力的身份证明(居民身份证、户口簿、军官证、在中国大陆有居留权的境外、国外自然人为护照、探亲证、返乡证等居留证件或其他身份证件)；
（三）楼宇按揭贷款合同；
（四）抵押申请表及抵押合同原件。委托他人代为登记的，需要提交有效的授权委托书原件。贷款买房的流程——支用贷款办妥有关手续后，经贷款行同意发放的贷款，贷款行按照借款合同约定，将贷款直接转入借款人在贷款行开立的存款账户内，或将贷款一次或分次划入售房人在贷款行开立的存款账户内。选用委托扣除款方式还款的客户（目前可供选择的还款方式有委托扣款和柜面还款两种方式），需与银行签订委托扣款协议，并在贷款行指定的营业网点开立还款专用账户。同时，售房人要在贷款行开立售房结算账户或存款专户。贷款买房的流程——按期还款借款人按借款合同约定的还款计划、还款方式偿还贷款本息。贷款结清后，借款人从贷款行领取贷款结清证明，取回房地产权属抵押登记证明文件及保险单正本，并持贷款行出具的贷款结清证明到原抵押登记部门办理抵押登记注销手续。以上就是有关贷款买房的流程，怎样办理贷款买房相关内容的介绍，在现实生活中，大部分人买房还是需要通过按揭贷款来买房。但是办理按揭贷款买房的流程比较复杂，在办理贷款买房时，为了防止房产纠纷或者使自己的利益遭受损失，最好还是咨询律师，在律师的帮助下办理贷款买房。

伱是硪の心傷人 07-22 12:14

外地人在常州买房条件:
一、同意以所购住房为抵押担保。
二、借款人年龄加借款期限男士不超过65岁、女士不超过60岁。
三、具有完全民事行为能力；在中国境内具有常住户口或有效居留身份。
四、必须支付不低于所购住房全部价款一定比例以上的首期购房款。
五、具有稳定的职业和经济收入，信用良好，有偿还贷款本息的能力。
六、已经签署购买住房的合同或协议。注：外地人向银行贷款买房的流程住房贷款申请流程一般如下：
1、提供咨询、受理申请、贷前调查；
2、贷款审批；
3、贷款发放；
4、贷款回收；
5、贷后管理。

装修问答

其他

常州贷款买房流程是怎样的？谁知道详细情况啊

最新问题

相关搜索

最新推荐

常州贷款买房流程是怎样的？谁知道详细情况啊