array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "贷款需要担保吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(866933) ["id"] => string(6) "866933" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940229791772) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/866933" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/866933" } [1] => array(11) { ["tagname"] => string(66) "问一下哪个懂得贷款需要居住证吗需要什么条件呢" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1205654) ["id"] => string(7) "1205654" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951181119494) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1205654" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1205654" } [2] => array(11) { ["tagname"] => string(36) "住房公积金贷款需要担保吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(965881) ["id"] => string(6) "965881" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943099744261) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/965881" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/965881" } [3] => array(11) { ["tagname"] => string(24) "担保贷款需要什么" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(888441) ["id"] => string(6) "888441" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940893540367) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/888441" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/888441" } [4] => array(11) { ["tagname"] => string(39) "住房公积金提取需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(563490) ["id"] => string(6) "563490" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929571016720) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/563490" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/563490" } [5] => array(11) { ["tagname"] => string(21) "房贷需要担保吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924665" ["tagid"] => int(1067034) ["id"] => string(7) "1067034" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945967599625) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1067034" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1067034" } [6] => array(11) { ["tagname"] => string(57) "问问土地使用权可以贷款吗需要什么条件呢" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224860) ["id"] => string(7) "1224860" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951849062404) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224860" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224860" } [7] => array(11) { ["tagname"] => string(30) "贷款公司贷款需要什么" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(935554) ["id"] => string(6) "935554" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942214746144) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/935554" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/935554" } [8] => array(11) { ["tagname"] => string(33) "装修需要需要谈什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1606727864" ["tagid"] => int(6084570) ["id"] => string(7) "6084570" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504117505196045) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6084570" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6084570" } [9] => array(11) { ["tagname"] => string(24) "申请需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1600481566" ["tagid"] => int(1515165) ["id"] => string(7) "1515165" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503962485817371) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1515165" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1515165" } [10] => array(11) { ["tagname"] => string(24) "结婚需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1594798305" ["tagid"] => int(688803) ["id"] => string(6) "688803" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503934093525018) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/688803" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/688803" } [11] => array(11) { ["tagname"] => string(24) "车贷需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(893204) ["id"] => string(6) "893204" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941027758082) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/893204" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/893204" } [12] => array(11) { ["tagname"] => string(24) "借款需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(941238) ["id"] => string(6) "941238" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942376226839) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/941238" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/941238" } [13] => array(11) { ["tagname"] => string(24) "贷款需要什么条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(982727) ["id"] => string(6) "982727" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943567409181) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/982727" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/982727" } [14] => array(11) { ["tagname"] => string(30) "装修贷需要什么条件吗" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6043948) ["id"] => string(7) "6043948" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504116319256576) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6043948" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6043948" } [15] => array(11) { ["tagname"] => string(24) "贷款担保需要什么" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(866881) ["id"] => string(6) "866881" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940228743184) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/866881" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/866881" } [16] => array(11) { ["tagname"] => string(27) "住房公积金担保条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1047868) ["id"] => string(7) "1047868" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945437020190) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1047868" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1047868" } [17] => array(11) { ["tagname"] => string(24) "装修贷需要担保吗" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6043977) ["id"] => string(7) "6043977" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504116319256605) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6043977" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6043977" } [18] => array(11) { ["tagname"] => string(27) "信用贷款需要担保吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(845509) ["id"] => string(6) "845509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939631054870) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/845509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/845509" } [19] => array(11) { ["tagname"] => string(57) "这种条件允许公积金贷款吗需要什么条件吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1231235) ["id"] => string(7) "1231235" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952061923356) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1231235" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1231235" } } ["counts"] => int(547757) ["pagecount"] => float(27388) }

当前位置：首页>

装修问答

其他

住房公积金贷款公司需要担保吗？需要什么条件呢

住房公积金贷款公司需要担保吗？需要什么条件呢

浏览：35次 | 提问时间： 07-22 11:51

分享到：

6个答案

曲终人散哪朵堅強的花 07-22 11:52

贷款金额(公积金贷款额+银行贷款额)×1‰（最低200元）。希望我的回答对你有所帮助

容颜未老心已老 07-22 12:00

公积金审核流程如下:
1、贷前咨询借款人拨打住房公积金客服电话、查询我市公积金中心网站或到公积金中心服务窗口进行贷前咨询;需要办理组合贷款时，应向受托银行咨询办理商业贷款的具体要求和相关表式。
2、贷款申请借款人备齐相关材料，一起到公积金中心办理贷款申请。
3、逐月还贷申请借款人在办理贷款申请时可同步办理住房公积金逐月还贷业务。
4、商业贷款申请需办理组合贷款的借款人持住房公积金贷款证明材料及办理商业贷款需要的材料到受托银行申请商业贷款(申请纯公积金贷款则跳过此步骤)。
5、办理担保公积金中心和受托银行贷款审批均通过后，借款人持相关材料到担保公司申请办理担保手续。二手房、现房贷款在办理担保手续时需提供房屋所有权证原件、土地使用权证原件。住房公积金贷款(含组合贷款)采用常州房屋担保置换有限公司保证担保和质押担保两种方式。
6、贷款发放担保公司同意担保后，公积金中心通知受托银行将贷款资金划至指定的收款帐户。

说好了不分开 07-22 12:09

办理个人住房公积金贷款所缴纳的费用主要包括评估费用、担保费，贷款服务费及相关税费。如果是通过中介公司办理的，需要向中介公司缴纳一定的中介费用。住房公积金管理中心为个人办理住房公积金贷款手续，不收取任何费用。借款人所需缴纳的贷款费用主要是在办理房产抵押登记时，房产部门及评估机构按规定收取的工本费和相关管理费用；另外，如个人不能提供合规的担保而需借助担保公司进行担保的，须向担保公司交纳一定比例的担保费用。如果办理贷款的住房为商品房、二手房个人需要缴纳两部分费用：
1.担保中心收取的个人住房贷款担保费用，担保中心收取担保费的多少与贷款年限和贷款金额有关，年限长，每万元缴纳的担保费用相对多。由评估公司收取的所购房屋的房屋评估费。评估费和担保费比较高，要几千块钱。如果办理贷款的住房为经济适用房、房改房或者是集资建房，所需的费用只有担保中心收取的住房公积金贷款担保费。具体计算为：
1、保险费

古城萧笙 07-22 12:17

贷款金额(公积金贷款额+银行贷款额)×0.6‰×趸交保费系数
2、抵押登记费和印花税：若贷款金额（公积金贷款额+银行贷款额）低于50万元，此项费用为235元，若超过50万元；此项费用为385元。
3、公证费

人心多变你知多少 07-22 12:25

贷款金额(公积金贷款额+银行贷款额)×1‰（最低200元）。以上价格源于网络，仅供参考

ASnakⅡ 07-22 12:34

装修问答

其他

住房公积金贷款公司需要担保吗？需要什么条件呢

最新问题

相关搜索

最新推荐

住房公积金贷款公司需要担保吗？需要什么条件呢