array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(24) "申请流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1380113) ["id"] => string(7) "1380113" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957884665885) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113" } [1] => array(11) { ["tagname"] => string(51) "谁知道工作居住证续签流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207959) ["id"] => string(7) "1207959" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951261859858) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207959" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207959" } [2] => array(11) { ["tagname"] => string(54) "杭州公租房申请流程是怎样的，如何申请" ["inlink"] => int(0) ["addtime"] => string(10) 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申请住房公积金贷款流程是怎样的？谁知道该怎么办啊

申请住房公积金贷款流程是怎样的？谁知道该怎么办啊

浏览：38次 | 提问时间： 07-23 02:54

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娇傲蓝玫瑰純屬虚 07-23 03:04

申请住房公积金贷款流程
1、贷款人申请住房公积金贷款需到银行提出书面申请，填写住房公积金贷款申请表并如实提供下相关资料;
2、对资料齐全的借款申请，银行及时受理审查，并及时报送上海公积金中心;
3、上海公积金中心负责审批贷款，并及时将审批结果通知银行;
4、银行按公积金中心审批的结果通知申请人办理贷款手续，由借款人夫妻双方与银行签订借款合同及相关的合同或协议，并将借款合同等手续送公积金中心复核，公积金中心核准后即划拨委贷基金，由受托银行按借款合同的约定按时足额发放贷款;
5、以住房抵押方式担保的，借款人要到房屋坐落地区的房屋产权管理部门办理房产抵押登记手续，抵押合同或协议由夫妻双方签字，以有价证券质押的，借款人将有价证券交管理部或盟中心收押保管。

伪坚强 07-23 03:12

办理房屋装修贷款，也可以使用公积金。当然，每个银行都会有不同的优惠政策，最终的选择可自行决定。下面是一些普通的流程：
1.公积金装修贷款申请人向住房置业担保公司提出借款申请，同时交验有关证明和资料;
2.银行对借款人交验的证明和资料审查通过后，借款申请人据此与装修公司签订装修合同并将合同正本交给银行;
3.借贷双方签订《借款合同》和相应的担保合同。以住房作抵押的借款人应办理《个人住房抵押合同》的公证，抵押住房保险和房地产抵押登记手续;
4.银行办妥借款担保手续或收押《房地产其他权利证明》后办理放款手续;
5.银行受借款人委托，按借款合同约定时间以支付装修用款名义将贷款以转账的方式划至装修公司指定的银行开立账户。
希望我的回答能帮到你，望采纳

碎花使者 07-23 03:20

首先住房公积金是可以异地贷款的使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元；同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。使用本人住房公积金申请住房公积金贷款，且申请贷款时本人正常缴存补充住房公积金的，贷款最高限额50万元；同时使用配偶住房公积金申请住房公积金贷款，且申请贷款时本人或其配偶正常缴存补充住房公积金的，贷款最高限额70万元。

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