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重庆置换式住房贷款应该怎么申请？有谁知道申请流程的么？

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重庆置换式住房贷款应该怎么申请？有谁知道申请流程的么？

浏览：39次 | 提问时间： 07-23 10:27

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2个答案

雨 07-23 10:28

置换式个人住房贷款办理流程介绍如下向经办行提出置换式个人住房贷款的申请——银行进行调查、审查和审批——签署借款合同、办理抵押登记——发放贷款——偿还贷款本息——办理结清贷款手续需要的材料1、借款人身份证件和户口本;2、婚姻状况证明;3、借款人还款能力证明文件;4、借款人与售房人签订的具有法律效力的商品房买卖合同;5、已购住房的房地产所有权证、契税完税证明;6、抵押物有共有权人的，需共有权人亲自到我行签署同意抵押的书面证明或提供经公证的书面证明;7、有共同借款人的，需提供共同借款人的还款能力证明文件;8、银行要求提供的其他资料。

你的路途 07-23 10:36

向经办行提出置换式个人住房贷款的申请银行进行调查、审查和审批签署借款合同、办理抵押登记发放贷款偿还贷款本息办理结清贷款手续您向农业银行申请置换式个人住房贷款，只需填写《中国农业银行个人房地产贷款申请表》和《贷款用途声明》，并提供下列材料：1、借款人身份证件和户口本;2、婚姻状况证明;3、借款人还款能力证明文件;4、借款人与售房人签订的具有法律效力的商品房买卖合同;5、已购住房的房地产所有权证、契税完税证明;6、抵押物有共有权人的，需共有权人亲自到我行签署同意抵押的书面证明或提供经公证的书面证明;7、有共同借款人的，需提供共同借款人的还款能力证明文件;8、农业银行要求提供的其他资料。

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