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朋友用房产证借钱要注意什么问题？办理的流程是什么？

朋友用房产证借钱要注意什么问题？办理的流程是什么？

浏览：32次 | 提问时间： 07-23 10:32

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七孙 07-23 10:33

房改房是有房产证的，在交易时要注意几点：1．看卖方能否提供土地证．如果提供的土地证和房产证以及身份证的名字一致，就什么问题也没有了。2．没有土地证而有房产证的房产，一般都不影响产权功能的发挥，包括拆迁或征用的补偿在内。3．只要有房产证，房产交易就是合法的。因为房产证是房屋产权的法定凭证。无论几次出售，只要买方愿意，在法律层面上都不会有问题。4．已经房改的公房，单位无权再抵押相应的土地，否则系违法。再说，抵押土地要凭土地证，显然单位是不可能有的。

心尚温 07-23 10:41

你好，一般办房产证都要等一段时间，如果政策不变的情况下，办房产证的问题不大。我11年买的5号楼房产证是去年办的，时间长点但开发商还是给办了。新楼办证应该没什么问题，就是时间可能长点。估计要等等才能下来。

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