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集体房产证抵押贷款的流程是什么样的？需要提供哪些证件？_其他_设计456问答
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集体房产证抵押贷款的流程是什么样的？需要提供哪些证件？

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集体房产证抵押贷款的流程是什么样的？需要提供哪些证件？

浏览：50次 | 提问时间： 07-23 10:32
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储蓄罐里全是你的记忆 07-23 10:33

一般来说房子都有两证，第一是土地证，第二是房产证；你那间房子只有土地证而没有房产证，那是说明房子是属于集体的，没有分隔出单独的房产证，你可以到当地的房管部门咨询情况，为什么没有房产证，是历史遗留问题，还是不准回迁户买卖房子。如果只是历史遗留问题，那种情况可以买来住，但是不能去抵押贷款，贷款需要两证，缺一不可。那么如果是不准买卖的，你买来也没有用。

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