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不买房可以取住房公积金吗，装修房子的时候可以取吗？

不买房可以取住房公积金吗，装修房子的时候可以取吗？

浏览：98次 | 提问时间： 07-23 10:32

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3个答案

你擦我擦蹦擦擦 07-23 10:33

可以提取，不能贷款买房。住房公积金是可以跨市提取的，一般异地取公积金可凭购房合同及发票，每半年提取一次。一、买房时提取住房公积金需要资料：1.身份证原件及复印件；2.公积金存折；3.住房公积金提取申请表（盖单位公章4.住房公积金提取单（1式5联），需要加盖公司在银行预留印签。如果你是提取你自己的公积金则不需要证明。如果是提取对方的公积金，需要结婚证。买房的时间必须是在缴纳住房公积金一年以后。二、住房公积金，是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体及其在职职工缴存的长期住房储金。希望可以帮到你！~

轨迹 07-23 10:41

异地住房公积金能贷款买房是可以的。申请住房公积金贷款的条件：凡住房公积金连续缴存6个月以上或累计缴存公积金一年以上，并且目前仍在缴存公积金，才有资格申请。但是公积金贷款是不能跨区域办理的！只能将公积金取现用来异地买房的每月房贷月供。建议你去数银在线看看，他们提供多样化的贷款服务项目，而且利率是按照银行利率来算的，他们只是一个中间商，帮你完成贷款前期的一切手续，然后放款也是银行负责的。他们的网站上也有关于公积金的信息，你可以去浏览看看。

我心犟 07-23 10:50

这个问题上次我正好跟我朋友有去银行有问题，这边我就来跟你说一下，住房公积金是指国家机关、国有企业、城镇企业、事业单位、民办非企业单位、社会团体的在职职工长期缴存的住房储金，是特意为解决有关人员的住房问题而设立的。根据专款专用的原则，它的确只能拿来买房子。至于职工什么情况下可以提取住房公积金，国务院曾于1999年的4月3日专门发布了一个《住房公积金管理条例》，明文规定职工有下列情形之一的，可以提取职工住房公积金账户内的存储余额：（一）购买、建造、翻建、大修、自住住房；（二）离休、退休；（三）完全丧失劳动力，并与单位终止劳动关系的；（四）户口迁出所在的市、县或者出境定居的；（五）偿还购房贷款本息的；（六）房租超出家庭工资收入的规定比例的。据此可知，如果你一直既不买房也不租房，又没有迁出户口或者出境定居，更没有完全丧失劳动力的话，你就只好等退休时再提取住房公积金了。以上住房公积金什么时候可以取我知道就这些，你可以参考看看，希望对你有帮助，谢谢。

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不买房可以取住房公积金吗，装修房子的时候可以取吗？

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