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买二手房贷款流程是怎样的？贷款要怎么贷？

浏览：42次 | 提问时间： 07-23 10:32
买二手房贷款流程怎么弄？需要提前准备什么材料证明呢？
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3个答案
肋骨rb 07-23 10:33

按揭流程：如果你想贷款买二手房，需要你买的二手房房主“配合你贷款”。双方在交付定金，签定二手房买卖合同以后去银行申请二手房贷款。银行审核你的贷款资质，评估你购买的二手房价值，然后面签，过户，做公证等，在过户的同时交给房东首付款，最后贷款（尾款）通过后直接打给原房东的。费用的话谁也没法给你一个准确的数字，银行收的费用一般就是评估费，公证费，有些还收代办他项费。如果你买的房子不大，这些费用高不到哪里去。买二手房除去房价，最大的费用应该是过户费。

怀念多么讽刺 07-23 10:41

办理流程：1、签署二手房买卖协议，付清首付款或办理资金托管协议;2、携带二手房贷款材料，填写房屋贷款申请表;3、银行进行房贷贷款审批;4、银行放款至托管中心;5、办理产权过户等相关手续;

女人不花何來貌美如花 07-23 10:49

沈阳市二手房贷款流程流程是“双方签订买卖合同→收齐基本资料→房产实地评估→银行笔录、面签、交首付款→批准贷款→过户→放款→领新房本→抵押登记

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