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外地人购房公积金提取如何办理？有人知道操作的流程啊？

外地人购房公积金提取如何办理？有人知道操作的流程啊？

浏览：37次 | 提问时间： 07-24 09:35

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3个答案

深林里的黄昏 07-24 09:36

外地人办理买房贷款，从贷款条件上来看，外地人和本地购房者是没有差别的。只要你有一定的经济能力就可以申请了第三点，就是买房贷款分为公积金贷款、商业贷款。对于外地人办理买房贷款的情况，他们只能选择商业贷款，由于外地人的户口问题，外地人无法交纳住房公积金，所以购房只能选择商业贷款，不能用公积金贷款。

心荒芜友 07-24 09:44

其实你需要做的是一个公积金充抵贷款,但是现在一般在外地办理的贷款无法使用上海的公积金冲还贷，不过您可以在房产证下发后的半年内办理一次购房提取，凭相关材料到上海各区县建行支行公积金业务专柜一次性提取公积金帐户余额。需要的材料有：购房合同、购房发票、产权证、身份证、社保卡、提取申请书、提取证明、提取人和购房人的关系证明。

我是愛神不會愛 07-24 09:53

外地人购房公积金提取流程1、携带提取材料，前往住房公积金管理中心。2、“购买自住住房贷款的”和“建造自住住房贷款的的，经住房公积金管理中心或管理部前台扫描录入系统并成功办理提取业务。3、在管理部门申请签定《市住房公积金自动划转提取委托协议书》，签约时，本人须到场。4、成功签约后，提取信息不发生变化的，按约定每一周年进行自动转扣。

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外地人购房公积金提取如何办理？有人知道操作的流程啊？

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