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铁路公积金办理贷款必须是建设银行嘛？而且是指定支行？其它银行行吗？

铁路公积金办理贷款必须是建设银行嘛？而且是指定支行？其它银行行吗？

浏览：146次 | 提问时间： 07-24 09:35

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她像个孩子 07-24 09:36

去贷款所在区建行支行，如河北区在河北支行，在大厅找还贷窗口，索要还款单，填写相关内容。贷款帐号、公积金卡号、身份证号等内容，找信贷员签字，再去还贷窗口交钱或划卡还贷。在大厅里还可以取公积金，拿着刚才的还款单子（蓝色的）到公积金提取窗口要一个所需资料的单子，找单子上的目录回去准备资料，准备完了再去那里审核，然后再去另外一个窗口取钱。你用你爱人的公积金还贷需要参照以下几点：1、申请余额还贷业务的条件在建设银行办理个人住房公积金贷款(包括个人住房公积金贷款、个人住房公积金组合贷款及住房公积金与中德住房储蓄组合贷款)，且正常还款的职工，可申请提取本人及其配偶住房公积金(含补充住房公积金、按月住房补贴)账户余额，提前偿还个人住房公积金(组合)贷款，尚未偿还当月应还款本息的，可同时偿还当月应还款本息。2、余额还贷的额度余额还贷额度不得超过住房公积金(含补充住房公积金、按月住房补贴)账户余额与剩余贷款本息的低值，且提取后上述各账户余额均不低于1元。3、余额还贷业务的办理流程余额还贷业务包括以下四个步骤：(1)借款人(配偶)持申请资料到建设银行申请。(2)建设银行审核无误后，打印《余额还贷申请书》，双方签字盖章。(3)借款人(配偶)持《余额还贷申请书》及申请资料到对应的分中心、管理部办理提取手续。(4)借款人(配偶)回到建设银行提取并还款。在管理部对应的建设银行办理公积金贷款的，可到任意管理部及对应的建设银行办理余额还贷业务。在分中心对应的建设银行办理公积金贷款的，只能到对应的分中心及建设银行办理余额还贷业务。

给我安稳 07-24 09:44

你好，公积金贷款，不是你说想在那个银行就在哪个银行的，要看当地公积金指定的委托银行是那个银行，一般都是建设银行，不过也不用担心，公积金贷款，全国都是一样的，利率都是一样的，希望我的回答对你有帮助。

菇凉我绝情绝爱 07-24 09:53

转住房公积金贷款①??办理了当地公积金管理中心指定银行住房公积金贷款业务的借款人及其配偶，可申请办理公积金委托提取住房业务；②??此业务必须本人持相关资料到公积金中心或办事处审批办理，不可委托他人代办；③??贷款银行为除建设银行以外其他银行的申请人，必须先到单位开户的相关银行网点办理公积金联名卡，并与公积金账户关联（激活）后，方可办理此业务。

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铁路公积金办理贷款必须是建设银行嘛？而且是指定支行？其它银行行吗？