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咨询下公积金怎么申请贷款的？流程是怎么样的？

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咨询下公积金怎么申请贷款的？流程是怎么样的？

浏览：27次 | 提问时间： 07-24 10:06

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3个答案

凉风袭旧 07-24 10:06

公积金贷款很麻烦的，你最好是来电咨询

柒画无颜 07-24 10:15

广州住房公积金热线：961551、24小时自动语音服务自助语音服务包括：自由还款方式下的个人贷款查询和月还款额预约，及住房公积金帐户查询业务。2、人工咨询服务提供关于住房公积金缴存、提取、转移、贷款以及其他住房公积金业务的政策解释、业务咨询等服务。3、服务投诉受理人工咨询服务时间内同时受理客户对中心下属部门的服务投诉。4、信息修改人工咨询服务时间内同时受理个人基础信息的变更申请。人工咨询服务时间：工作日(周一至周五)8：00-22：00。

你走之后 07-24 10:23

住房公积金的政策是支取就不可以贷款,贷款可以提取当年公积金的还款额用于还贷,住房公积金的贷款条件在购买新房时必须要你先交20%或30%的首付款才能申请贷款剩余部分,你想问拿公积金贷款作为首付那是不可以的,因为首先你贷款条件20%就不成立,你怎么用于去交20%如果你是要问拿住房公积金里的钱去交首付20%也不可以的,因为你得先贷款才能提取用于还当年的还款额,而且大庆不知道有没有这种说法.各地的政策不同,有的地区是支取就不能贷款,贷款就不能支取公积金,所以建议你去当地的住房公积金管理中心咨询是比较好的.现在的利率是1-5年3.50%5年以上是4.05%

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