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买公司集资建房划算吗，《职工集资建房抵押申请表》是什么？

买公司集资建房划算吗，《职工集资建房抵押申请表》是什么？

浏览：31次 | 提问时间： 07-24 10:06

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Prosperous悲 07-24 10:06

国企的集资建房比起你周围的房地产来说应该是很划算的。如果你不要集资建房这一块，那你把进国企得到的福利的很大一块都丢了。虽然现在房地产不很太景气，但是周围房价想它大幅度的下降也是不太可能的，所以你现在买及时不增值也不会贬值。再次开发区那个东西房价一般会涨的，因为政府要在那里规划厂区啊，购物消费区等等。如果你工作几年了不在单位上班了或是想换房子了，可以用你集资的房子的租金来供你新买房子的月供，这样你的新房子只花一点首付，其余的在你现在集资的房子上来出，应该是很划算的。

微风拂过时 07-24 10:15

不过您需要取得单位同意。一般所需要的资料有：《职工集资建房抵押申请表》和《合同》(单位盖章);单位集资建房的批复(由房改办出具)和审核后的职工参与集资建房花名册;个人与单位签订的《集资建房协议》;单位集资建房的规划许可证复印件;单位集资建房的施工许可证复印件;个人缴纳集资建的收据和个人身份证明。

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