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问问二手房贷款流程是什么？去哪里办

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问一下二手房屋评估费用？有人知晓的吗求大神解答海口精装修房价？都包括哪些项目？求大神解答合肥二手房大概多少钱？哪家的报价比较低装修时用地暖好还是壁暖好？如何装修更实惠？问一下家装地暖安装尺寸一般是多少？有没有一个特定的标准想问一下各位地暖怎么设计？有人知晓的吗哪位可能晓得地暖怎么安装好？有哪位能说说看？小白咨询地暖锅炉怎样安装？有网友清楚吗？地暖装修流程哪位朋友熟悉？怎样才能省钱？谁懂铺设地暖的工艺？谁能说一下？有经验的朋友说说地暖安装问题要注意哪些？有高手清楚吗？家用暖气炉暖气片谁知道怎么安装？有哪位能够说说看？锦华窗帘装饰中心实力如何？求大神解答？需要关注哪些点昆山修卷帘门哪家公司比较靠谱？我想参考参考。请大家帮忙推荐一个！地暖一般多少钱一平米？正打算购买。

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问问二手房贷款流程是什么？去哪里办

浏览：71次 | 提问时间： 07-27 05:54

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4个答案

惜 07-27 05:55

题主好，二手房贷款的流程跟新房的贷款有点不一样的，在规定上流程会比较复杂，贷款成功的几率也会相对较少，由于二手房是按评估价确定贷款额的，多数情况下，评估价比实际成交价低，因此二手房的首付要补齐成交价与评估价之间的差额。就是说，二手房的首付款要高于一手房的最低首付30%。然后通过银行的途径进行贷款操作。期望能对你有用！

心和胃的距离很近 07-27 06:03

办理流程：
1、签署二手房买卖协议，付清首付款或办理资金托管协议;
2、携带二手房贷款材料，填写房屋贷款申请表;
3、银行进行房贷贷款审批;
4、银行放款至托管中心;
5、办理产权过户等相关手续;但愿我的答案能让你满意

绊 07-27 06:12

流程：买卖双方须经过两步走转按包括两个方面，一是卖方提前偿还银行贷款，与银行解除债权债务关系，撤销抵押登记；二是买方申请二手房贷款，以所购住房作为新贷款的抵押担保，办理抵押登记。其业务流程为：

奈何桥被强拆了 07-27 06:20

答：二手房交易贷款流程有以下程序：二手房交易贷款流程
1、房屋买卖双方签订房屋买卖合同；二手房交易贷款流程
2、购房人向银行提出贷款申请，并提交书面资料，包括购房合同、买卖双方的身份资料（身份证和户籍本）、婚姻问题证明（未婚证明或者结婚证）、房地产产权证、首付款证明；二手房交易贷款流程
3、由银行指定估价机构对房产进行评估，为此购房人还需要承担评估费用；二手房交易贷款流程
4、银行指定的律师事务所出具《法律意见书》。银行批贷，发放贷款承诺书；二手房交易贷款流程
5、银行与购房人（贷款方与借款方）签订房屋抵押贷款合同并办理公证或者律师见证；二手房交易贷款流程
6、建立存用贷款账户，划拨购房贷款；二手房交易贷款流程
7、房地产保过户当日，办理房屋过户手续及银行抵押登记，办理贷款保险手续或者担保公司还款担保，为此购房人需要支付保险费用或者担保费用；二手房交易贷款流程
8、银行发放贷款。二手房交易贷款流程
9、借款人按月还本付息，直到还清本息，终止贷款合同。

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