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长春按揭房再贷款流程是怎样的？利率是多少呢

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长春按揭房再贷款流程是怎样的？利率是多少呢

浏览：59次 | 提问时间： 07-27 08:24
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4个答案
旧与时间较量 07-27 08:24

题主好，原则上，按揭房的房屋所有权是属于银行的，因此房主其实没有用它再贷款的权利。不过，若是在同一家银行办贷款，按揭房也是可以获得一定的贷款的。用按揭房办贷款，货款前提是该房子已经增值，用按揭房办贷款，还需满足申请人18—60岁，具有稳定的工作和收入，良好的还款能力，个人信用良好，并且申请人同意用自己名下的房产权益做抵押来贷款。按揭房再贷款，贷款时间通常超过五年，并且不能一次按揭贷款时间。

蜜语砒霜 07-27 08:33

可以的。房屋二次贷款是指用有贷款的房子再次抵押贷款。按揭的房子也可以贷款，无本按揭房屋可以抵押购房合同二次贷款，有房本的按揭房屋可以短期二次抵押贷款，也可以银行二次抵押贷款，等银行批贷后再解押，无风险。着急的客户，可以当天垫资放款再银行贷款。

怪你太耀眼 07-27 08:41

题主好，申请武汉按揭房再贷款需要提供资料：
1、购房合同
2、购房大票
3、身份证
4、户口薄
5、婚姻证明(结婚证或离婚证)、按揭房还需提供银行抵押借款合同和当月银行还款对帐单。武汉按揭房再贷款办理流程：评估--实地看房(视情况而定)--公证处公证(视情况而定)--房产交易中心做他项权证--资金到位(当天放款)期望我的回答对你有用。

你留下回忆 07-27 08:50

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