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装修贷款的利率一般是多少？哪位提供一下。

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装修贷款的利率一般是多少？哪位提供一下。

浏览：29次 | 提问时间： 07-27 09:12

装修贷款的利率一般是多少？对于这些贷款这一块国家是怎么规定的呢？

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6个答案

柚篱小镇 07-27 09:13

工商银行贷款装修是一年利息

告诉自己早就忘了他 07-27 09:21

贷款本金（即贷款额）*4.85%*1。一年至五年利息

影子与我 07-27 09:29

贷款本金（即贷款额）*5.25%*贷款年限。贷款五年以上利息

時光倒流我也不回頭 07-27 09:37

贷款本金（即贷款额）*5.4%*贷款年限。计算中的贷款利率是以2020年8月份计算的。

Evenngl夕情 07-27 09:46

现在银行的贷款品种主要有“个人住房公积金贷款”、“个人住房商业性贷款”、“个人住房装修贷款”三大类。从贷款利率上看，“个人住房公积金贷款”利率最优惠。以贷款五年期以上为例，五年以上的公积金贷款利率是4.5%。而房贷的商业贷款的基准利率五年以上是6.55%，相比4.5%的公积金贷款利率高了2.05个百分点。按一百万元贷款贷二十年计算，假如不考量利率上浮或下调，公积金的贷款比商贷，可以少支付278160元。可见，公积金贷款具有贷款利率低、减收办理贷款相关手续费、家庭各成员公积金计贷额度可合并使用等的优惠，故只要是及时足额缴纳公积金的职工，均应首先申请自己所可以得到的最大额度、最长期限的公积金贷款。

青丝缠雪 07-27 09:54

贷款装修是一年利息

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