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二手房商业贷款流程是怎么样的？哪位知道具体的情况啊_其他_设计456问答
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二手房商业贷款流程是怎么样的？哪位知道具体的情况啊

浏览：38次 | 提问时间： 07-27 09:18
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4个答案
梦醒了我怪谁 07-27 09:19

二手房商业贷款基准利率为4.9％，依照客户的贷款次数或其他条件有不同的下浮和上的浮

非比晴空南以浅 07-27 09:27

二手房有有这些这种房屋贷款方式:
1、商业贷款
2、公积金贷款
3、组合贷款(公积金贷款+商业贷款)

凉兮Arman 07-27 09:35

题主好，正常需要7个流程：
1.签合同，
2.评估，房屋核验和资质审核，网签，
3.面签，
4.批贷，
5.资金监管，
6.缴税，
7.过户，8物业交割，这些链接给的时效都是大约时效，会依照政策浮动！买二手房商业贷款的流程
一、商业贷款的流程![](http://image.li...了解更多

爱上劫难 07-27 09:44

全部房产的百分之三十。另再加手续费之类的大约2万。一手房与二手房的贷款首付比例没有任何区别！依照个人住房商业贷款和个人住房公积金贷款两种情况，首付比例分别有这些：买方商业贷款购房：
1、买方选取商业贷款购买首套住房，最低首付比例为房屋评估价的30%，最高贷款比例为70%价格参照于网络

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