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大师详细告知一下买房所需费用要交哪些？麻烦具体说一下。

大师详细告知一下买房所需费用要交哪些？麻烦具体说一下。

浏览：32次 | 提问时间： 07-28 04:22

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5个答案

自然最美 07-28 04:22

第一次买房贷款利率上有优惠，另外税负方面也有优惠，首套房契税只要交1点（90方以内）或1.5点（90-144方），二套就要交3个点了。第一次买房一定要关注费用的详细用途和收费标准，防止不必要的损失按揭买房的话个人推荐四大行吧，由于大银行办事踏实，利率方面四大行都接近的，小银行会低些，不过怎么说也不推荐去承担风险。首次买房银行按基准计算,按揭买楼公积金利率会比商贷低,公积金才会买保险的。首次置业的话，大部分银行执行基准利率，假如购买的是90平米以下的单位契税为1%。应该关注的是，银行的放款额度，有些银行月底或者季末会没有额度放款，拖延收房时间。

傷我妳們那麽快樂嗎 07-28 04:31

买商品房并不用交营业税！需要交纳营业税的是房产证在未满五年之前就出售。是卖方所需的税费！营业税是2002年才出的新税项，2002年出营业税时是按房产证未满两年就要交纳的！目的是为了打击炒房者，让那些短线投资者增加税费。不过营业税出台后，在二手房交易中随着出“实收：”了！，买房的人费用更高了，炒房的还是实收那么多！2006年6月1号起要交纳营业税的年限又改为五年了！不过打击炒房者的效果没体现出，购房者的钱要付出更多了，而相关收费部门的财政也更好了！！

十黎九夏 07-28 04:39

依照房子的情况和买家卖家的情况，交的费用都不同的，假如房子满五年业主住房，买家是农村户口购房的话，房子面积在90㎡以下的话，就基本上没有什么大的税费，只有不到1000块钱的手续费，假如上述条件不满足的话，则有一定的税费，反正房子的税费就是个税：1％，契税1％——3％，营业税5.6％。划拨地还有土地出让金，依照房屋的性质评定，价格和大修基金查不到好多，按照建面算单价

追逐只爲你 07-28 04:47

找物业管理部门，他们会负责的，你们小区的每个住户当初买房要交物业维修基金的话，小区顶楼漏水他们会用这笔费用进行维修。

徘徊在黑夜哭泣 07-28 04:56

这个正常现象。假如他找你要。你就给他吧。应该也是几百块钱。现在的银行按揭费用比过去好多了。以前还要收取保险费，评估费等等呢。个别地方政策是这样的。不过国家规定现在的按揭费用除了印花税之外不能在收取其他费用了。不过有的地方房地产政策还是这样。只能说银行很牛他要收你也没办法补充：不能拒绝。个别现象还是这样的。先和他说下。国家政策咯。在吓吓他说你要去物价局询问清楚。你当初买房的。没找那个业务员要一些银行按揭费用要交哪些？办房产证需要交哪些吗？假如有的话拿着这个单找开发商。没有的话就交吧林林5级2009-04-26不办理公证，银行就不贷款给你，公证是银行贷款给你应该履行的一个程序。是贷款公证，你去办理按揭的时候他要问你，房产证上的名字是２个人还是１个人的，收费就不一样．我去办按揭的时候由于是写的一个人的名字我就交的少些,实际是好多我忘记了,反正不超过4
00.我朋友他们写的2个人的名字就交的比我多

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