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一手房按揭流程有哪些？麻烦详细说一下。

浏览：35次 | 提问时间： 07-28 04:27
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4个答案
撒盐止痛 07-28 04:28

二手房可以首付。跟一手房其实是一样的，只不过一手房有固定的银行可以选取，集体办理按揭。二手房需要自己办理或者找房屋中介代为办理代办费用一千元不等。像上面这些价格整合自网络，请自行核实

好老友 07-28 04:36

二手房按揭贷款流程：现在很多客户购房需要按揭，却不知道按揭的程序是怎么走，今天将所有按揭程序告知各位朋友。购买二手房需要办理按揭，首要条件应该咨询业主是否愿意让客户办理按揭，由于办理过程中需要业主提供一些证件（哪些证件在下面会提出），并且房款需要延缓一个月的时间才全部付清。因此业主是否愿意办理按揭，是一套房子是否成功交易的基础。

丢梦旅人 07-28 04:44

:武汉二手房交易增多,不少人想要了解二手房办理按揭的流程和步。现在,请让小编来为您介绍二手房办理按揭的十个流程步骤。

少年你听见吗我爱你 07-28 04:53

答：一手房按揭贷款有一定的流程，其申请条件有这些：
（1）具有合法有效的身份证明(居民身份证、户口本或其他有效身份证明)及婚姻问题证明;
（2）具有良好的信用记录和还款意愿;
（3）具有稳定的收入来源和按时足额偿还贷款本息的能力;
（4）具有所购住房的商品房销(预)售合同或意向书;
（5）具有支付所购房屋首期购房款能力;
（6）在银行开立个人结算账户;
（7）有贷款人认可的有效担保;

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