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免息装修贷款如何办理？需要关注哪些点

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168211 元

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免息装修贷款如何办理？需要关注哪些点

浏览：45次 | 提问时间： 07-28 04:31

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3个答案

爱是维他命 07-28 04:31

假如现在申请，即享免息或5折优惠。设计456装修贷由招联消费金融有限公司和设计456装修网共同合作推出，是一款额度高、利率低、期限灵活、免担保抵押，专门为设计456装修业主解决装修资金需求的分期贷款产品。

清晨的一缕阳光 07-28 04:40

缴存的公积金也是有结息的。装修是不可以使用公积金贷款的，公积金贷款只有购房才可以使用。

别拦我我要去拯救世界 07-28 04:48

设计456装修贷活动免息规则有有这些这2个。
1、还款期为3期的贷款，“0”分期费用；
2、还款期为6期、12期的贷款，费用5折，即月费率为0.3125%，1万元借一年仅需要375元分期费用。举例：客户申请贷款获得额度10万元，装修保工程款5万元。客户在活动期内支付托管款40%（2万元），选取分3期还款，则可享受免息优惠；客户在活动期内在水电完工后支付工程款的20%（1万元），选取分6期还款，则可享受利息5折优惠；客户在活动期内在泥木完工后支付工程款的20%（1万元），选取分12期还款，则可享受利息5折优惠；客户在活动期期之外在油漆完工之后支付工程款的20%（1万元），选取3期还款，则不享受任何优惠（因超出了活动期）.

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