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房地产资质办理流程？希望详细说说。

浏览：39次 | 提问时间： 07-28 04:38

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我拽我骄傲 07-28 04:39

房地产开发贷款操作流程有这些：递交申请——受理调查——项目评估——核查审批办理手续——资料归档——贷后管理——收贷撤保要求：房地产开发类贷款是指对房地产开发企业发放的，用于房屋建造、土地开发过程中所需的贷款。

我是瘋子我驕傲゜ 07-28 04:47

产品定义固定资产贷款，是银行向有资质的企业提供的，主要用于其房地产开发与经营、土地开发与储备、房地产开发与经营的中长期贷款。银行可提供的房地产开发贷款包括：普通商品住房类房地产开发贷款、经济适用房类房地产开发贷款、商用房类房地产开发贷款、土地储备类房地产项目贷款等。适用客户和情形
1、只要是经工商行政管理部门（或主管机关）核准登记的房地产开发与经营类的企业法人，是受政府主管部门委托负责土地开发、征用、购买、整理、储备和出让的企业或事业法人，并履行了相应的审批或批准程序（若有必要），均可申请房地产项目贷款。
2、假如企业在房地产项目开发过程中出现了建设资金不足的情况，或者在土地储备过程中出现了储备资金不足的情况，即可向我行申请房地产开发贷款。业务流程
1、客户提出贷款申请，并提交相关材料，涉及需要审批和批准的投资项目，还需提供相应的审批文件。
2、上述相关材料主要包括：项目所需的可行性研究报告及批准文件、项目年度投资计划、初步设计以及批准文件、《土地使用权证》、《建设用地规划许可证》、《建设工程规划许可证》、《建设工程开工证》等。贷前调查和评估。我行对拟投资的房地产项目实际情况、是否符合国家政策等进行调查、评估和预测。
3、签署借款合同和相关担保合同。贷款申请经我行审批通过后，各相关方签署所有相关法律性文件。
4、按照约定条件落实担保、完善担保手续。涉及担保条件的，各方需办妥抵押登记、质押交付（或登记）等有关担保手续，若需办理公证的需再履行公证手续等。
5、手续办结后，我行将及时向客户办理贷款发放。
6、客户按照约定用途和资金支用计划使用资金，并接受银行监督。
7、客户按照约定及时分期或一次性地足额偿还贷款。

荒芜念想 07-28 04:56

题主好，就是说你委托的业务已被正式受理，进入办理流程了。萝岗区、广州开发区房地产管理所：开发大道358号融汇大厦附楼一楼107房。经济开发区、萝岗区、南沙区、花都区、番禺区、海珠区、荔湾区、天河区、黄埔区都实行了已核发《房地产权证》交易登记业务（持证业务）部份事权下放，位于以上各区的持证业务可到区房地产交易登记所办理；白云区的房地产持证业务现在可以在市交易登记中心或区交易登记所办理，2009年7月1日后将全部由区交易登记所办理；越秀区的房地产交易登记业务在市交易登记中心办理。期望对您有用。

假正经 07-28 05:04

题主好，离婚房产变更手续办理流程：
一、夫妻离婚房产变更流程夫妻离婚房产变更流程步骤有这些：
1、到房管部门办理权属变更手续;
2、到按揭银行办理按揭权利(义务)人便更手续。
二、如何办理房产转移对于，按揭贷款已经还清的，只需房地产现有者持生效后《离婚协议》(需公证)或法院《仲裁(判决)》、《离婚证》、《身份证》、和原《房屋所有权证》到当地房地产管理部门办理产权转移手续。

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