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弱弱的问住房公积金每个月要交多少钱？哪位提供一下。

弱弱的问住房公积金每个月要交多少钱？哪位提供一下。

浏览：45次 | 提问时间： 07-28 04:43

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4个答案

时光浅巷 07-28 04:44

公积金买房可以全国通用。用公积金方法有两种：
1、直接用公积金贷款，每月房贷直接扣除公积金；
2、商业贷款，然后你每个月可以从公积金中取出来还房贷；以前是一年能取一次，现在已经放开了，每个月都可以取。你每个月公积金不够贷款还全款，异地你就商业贷款，然后每个月取出来公积金再加钱还贷就行了。建议你用渣打银行和光明银行贷款，外国银行贷款灵活划算，利率最低并且有钱可以随时还贷，没钱可以托后。公积金只能是补充。

时光带走了很多的狗 07-28 04:52

简单说就是,有些单位为员工交这个住房公积金的,每个月会从工资扣一些钱,同时,单位也会帮你交同样多的钱,然后呢,这些钱就是你的了,等你买房或租房或修房的时候,可以把里边存着的钱取出来,还可以以去这个公积金的地方贷款.利息比银行正常的利息要低.就这样。

爱我别走好吗 07-28 05:01

养老保险:单位每个月为你缴纳21%,你自己缴纳8%;医疗保险:单位每个月为你缴纳9%,你自己缴纳2%外加10块钱的大病统筹(大病统筹主要管住院这块）；失业保险:单位每个月为你缴纳2%,你自己缴纳1%;工伤保险:单位每个月为你缴纳0.5%,你自己一分钱也不要缴;生育保险:单位每个月为你缴纳0.8%,你自己一分钱也不要缴;住房公积金:单位每个月为你缴纳8%,你自己缴纳8%以上,这么算下来,单位每个月为你缴纳的社保比例应该是21%+9%+2%+0.5%+0.8%+8%

晨与橙与城 07-28 05:09

41.3%最后在哪交，就在那享受。不过好像有一定年限。

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弱弱的问住房公积金每个月要交多少钱？哪位提供一下。