array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(72) "现在北京公积金贷款能贷到80%吗哪位知道该如何办理啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1237047)
      ["id"] => string(7) "1237047"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952287367195)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237047"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237047"
    }
    [1] => array(11) {
      ["tagname"] => string(76) "公积金贷款15万15年还清每月还多少哪位知道该如何办理啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1237057)
      ["id"] => string(7) "1237057"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952288415753)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237057"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237057"
    }
    [2] => array(11) {
      ["tagname"] => string(66) "我想问一下小产权能贷款吗哪位知道该如何办理啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1247715)
      ["id"] => string(7) "1247715"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952652271618)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247715"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247715"
    }
    [3] => array(11) {
      ["tagname"] => string(27) "现房公积金贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924443"
      ["tagid"] => int(1042401)
      ["id"] => string(7) "1042401"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945282879524)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1042401"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1042401"
    }
    [4] => array(11) {
      ["tagname"] => string(51) "深圳公司社保办理流程哪位朋友熟悉啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207671)
      ["id"] => string(7) "1207671"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951252422667)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207671"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207671"
    }
    [5] => array(11) {
      ["tagname"] => string(42) "昆明入台证办理流程哪位清楚啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207769)
      ["id"] => string(7) "1207769"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951255568402)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207769"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207769"
    }
    [6] => array(11) {
      ["tagname"] => string(48) "深圳长期居住证如何办理啊哪位清楚"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1241681)
      ["id"] => string(7) "1241681"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952449896449)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241681"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241681"
    }
    [7] => array(11) {
      ["tagname"] => string(87) "纯公积金贷款,自己去办还是要中介去代办哪位知道该如何操作啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1238119)
      ["id"] => string(7) "1238119"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952325115920)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238119"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238119"
    }
    [8] => array(11) {
      ["tagname"] => string(81) "家庭购房公积金贷款担保大体办理流程有人知道该如何操作啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1236936)
      ["id"] => string(7) "1236936"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952283172888)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236936"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236936"
    }
    [9] => array(11) {
      ["tagname"] => string(88) "非深户.深圳买房公积金贷款好还是银行按揭好哪位知道该怎么办啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1238651)
      ["id"] => string(7) "1238651"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952345038848)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238651"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238651"
    }
    [10] => array(11) {
      ["tagname"] => string(54) "哪位清楚上海市居住证如何办理谁晓得啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1206300)
      ["id"] => string(7) "1206300"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951204188172)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206300"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206300"
    }
    [11] => array(11) {
      ["tagname"] => string(42) "上海居住证办理流程哪位知道啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1208197)
      ["id"] => string(7) "1208197"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951270248457)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208197"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208197"
    }
    [12] => array(11) {
      ["tagname"] => string(18) "购买现房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923693"
      ["tagid"] => int(914437)
      ["id"] => string(6) "914437"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941618106399)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/914437"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/914437"
    }
    [13] => array(11) {
      ["tagname"] => string(18) "现房按揭流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(927169)
      ["id"] => string(6) "927169"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941978816534)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/927169"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/927169"
    }
    [14] => array(11) {
      ["tagname"] => string(18) "现房购买流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924443"
      ["tagid"] => int(1042962)
      ["id"] => string(7) "1042962"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945300705303)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1042962"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1042962"
    }
    [15] => array(11) {
      ["tagname"] => string(18) "现房买卖流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(847057)
      ["id"] => string(6) "847057"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939675095048)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/847057"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/847057"
    }
    [16] => array(11) {
      ["tagname"] => string(57) "求大神说说如何办理居住证啊哪位网友了解"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1223936)
      ["id"] => string(7) "1223936"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951813410831)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1223936"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1223936"
    }
    [17] => array(11) {
      ["tagname"] => string(75) "问一下继承房产过户买卖怎样交税哪位知道该如何操作啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207538)
      ["id"] => string(7) "1207538"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951247179804)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207538"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207538"
    }
    [18] => array(11) {
      ["tagname"] => string(48) "第二套公积金贷款谁知道该怎么办啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1236859)
      ["id"] => string(7) "1236859"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952281075712)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236859"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236859"
    }
    [19] => array(11) {
      ["tagname"] => string(60) "公积金贷款的相关知识有人知道该怎么处理啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1237070)
      ["id"] => string(7) "1237070"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952288415766)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237070"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237070"
    }
  }
  ["counts"] => int(96559)
  ["pagecount"] => float(4828)
}
现房公积金贷款流程有哪些?哪位知道该如何办理啊_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

现房公积金贷款流程有哪些?哪位知道该如何办理啊

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

现房公积金贷款流程有哪些?哪位知道该如何办理啊

浏览:29次 | 提问时间: 07-28 04:43
分享到:
2个答案
深海不溺亡鱼 07-28 04:44

公积金贷款申请需携带资料:①贷款申请人、配偶、共同借款人、产权共有人的身份证和户口簿原件及复印件、公积金帐号,未成年人需提供独生子女证或出生证明。以上人员应该到场并带好私章;②贷款申请人和共同借款人的婚姻证明:结婚证或离婚证原件及复印件,未婚人士提供未婚证明材料;③不少于房价二成的首付款收款凭证;④组合贷款需提供借款申请人及共同借款人的收入证明;⑤支持通存通兑功能的扣款存折原件及复印件;⑥期房的预售许可证或现房的大产证复印件;⑦期房的预售合同或现房的出售合同原件;⑧房产开发商营业执照、资质证书、法人代表身份证的复印件及房产开发商或代理商的收款帐号。申请流程:提交贷款申请——提交贷款申请的相关资料——递交贷款机构审批贷款资质——资质审核通过等待贷款机构风险评估和额度核算——风险评估通过则发放贷款。期望可以帮助到你。

独行 07-28 04:52

二手房是可以办理按揭的,实际操作流程有这些贷款方案咨询——抵押物评估——预审贷款资料通过签署贷款合同(下家)——贷款资料进银行,银行审核通过——房地产交易中心办理房屋抵押过户(上/下家)——领取新产证、他项权利抵押证明——银行发放贷款此外还有几个问题需要关注
一、哪些二手房可以向银行贷款?有两种情况可以贷款:第一种是购买按规定可出售的公有住房,需要购房贷款的:第二种是购买具有产权的二手住房,需要购房贷款的。
二、哪些人符合二手房贷款申请条件?境内人士:
1、当地城镇常住户口。
2、当地居住并工作的外地人,需要提供暂住证等。境外人士:
1、当地居住工作的境外人士,需要提供暂住证和劳动就业证等。
2、境外居住工作的境外人士若有律师及使领馆认证的公证书,也可向银行申请贷款。
三、现有的贷款类型有哪些,应选取怎样的贷款类型?现有的贷款类型很多,你可以用公积金,没有公积金的借款人可以用商业贷款,如你的公积金不够您的贷款额度,还可以用公积金和商业性贷款相结合的贷款方式。
四、银行对二手房的最高贷款额度是否有限制?银行规定个人购房贷款额度最高为房价的70%,但假如您的贷款额度超过50%或60%,就须由银行指定的评估公司进行评估,并且审核的要求有所不同。
五、银行对二手房的贷款年限如何规定?公积金贷款不超过15年,商业贷款不超过20年
六、银行对借款人的资信方面有何要求?银行通常是通过个人收入来测算借款人的还款能力,实际测算标准,家庭月收入应大于月还款额的2倍,但减去月还款后应该满足家庭正常生活开支(通常为1000元);而假如仅申请纯公积金贷款则没有这方面的要求。
七、首付款额度要求?您在申请贷款之前应该已付清总房款的30%或40%。

保障