array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(63) "关于公积金贷款业务咨询哪位知道具体的情况啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237188) ["id"] => string(7) "1237188" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952292610076) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237188" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237188" } [1] => array(11) { ["tagname"] => string(69) "问问农村房屋产权可以贷款吗哪位知道具体的情况啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206976) ["id"] => string(7) "1206976" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951228305429) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206976" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206976" } [2] => array(11) { ["tagname"] => string(87) "上海宝山纯公积金贷款问题及产证证的领取哪位知道具体的情况啊" ["inlink"] => 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经济适用房能装修贷款吗？哪位知道具体的情况啊

经济适用房能装修贷款吗？哪位知道具体的情况啊

浏览：33次 | 提问时间： 07-28 04:43

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等多时 07-28 04:44

题主好，当然可以贷款了.你可以直接用所购的经济适用房申请按揭贷款（商业贷款或公积金贷款都可以），首付（20-30%）.期望我的回答能对你有用。

只有腾讯对我亲爱的 07-28 04:52

郑州经济适用房能贷款。《经济适用房管理办法》第九条规定：购买经济适用住房的个人向商业银行申请贷款，除符合《个人住房贷款管理办法》规定外，还应当出具市、县人民政府经济适用住房主管部门准予购房的核准通知。

Emotona乱 07-28 05:01

经济适用房属于政策性住房，购房人拥有有限产权。经济适用房自购买合同备案之日起，不满5年不得直接上市交易。购房人因各种原因确需转让经济适用房的，由住房储备机构按照届时同类经济适用房价格进行回购。经济适用房出售实行政府指导价，不得擅自提价出售。商品房出售价格完全由市场决定。居民个人购买的经济适用房产权归个人；房屋的产权分四部分：使用权、占有权、处置权和收益权，与商品房相比经济适用房的产权只在收益权上与它们不同。以下情况是不得出售二手经济适用房的：
1、以低于房改政策法规的价格购买且没有按照规定补足房价款的经济适用房[3]；
2、住房面积超过省、自治区、直辖市人民政府规定的控制标准，或者违反规定使用公款超标准装修，且超标部分未按照规定退回或者补足价款及装修费用的；
3、处于户籍冻结地区并以列入拆迁公告范围内的经济适用房；、产权共有的房屋，其他共有人不同意出售的经济适用房；
5、已经抵押且未经抵押权人书面同意转让的经济适用房；
6、上市出售后形成新的住房困难的经济适用房；
7、擅自改变房屋使用性质的；
8、法律、法规以及县级以上人民政府规定其他不宜出售的。经济适用房的税费不是很高，和正常的一样的，不过，所得收益，很大一部分是要交给国家的，不是个人能拥有的！

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