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宜昌有没有银行做装修贷款可以贷到10年的啊？注意事项是什么？

宜昌有没有银行做装修贷款可以贷到10年的啊？注意事项是什么？

浏览：49次 | 提问时间： 07-28 05:14

小女子谢谢大家了，美加华这个卫浴的牌子咋样呀，我们大部分都是用箭牌的多。我说用箭牌的，结果装饰公司的人说美加华比箭牌的好。还说有好几天装修全点名要美加华呢，都是直接从佛山厂家发货过来。美加华这个品牌的卫浴质量如何，麻烦大家了。，谢谢。

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4个答案

池浅 07-28 05:15

宜昌公积金贷款条件是：
(1)有宜昌区域户籍;
(2)在宜昌区域内缴存住房公积金;
(3)在与中心签定了《异地贷款互贷互认合作协议》的住房公积金管理机构缴存了住房公积金。

心事听众 07-28 05:23

商业贷款中山现在是首套贷七成，二套贷六成。公积金贷款的话就主要看楼龄和是不是首套，首套的话楼龄在五年以内的可以贷七成，5-10年的可以贷6成，10-15年的贷5成，15-20年的贷4成，20年楼龄以上的基本就不能做贷款了，二套的话15年以内的都是贷款5成。能够贷8成的只有一线城市个别的一手楼盘可以，中山现在没有可以贷8成的，最高贷七成，

狗朋友 07-28 05:31

这个要看你当时是哪一家银行做的商贷，看他们有没有公积金这一项业务，可以到贷款银行提出转贷申请，可以公积金贷款的是，中农工建交，还有宁波银行

敷衍我 07-28 05:40

可以的。公积金贷款就是跟购买住房有关的。你既然已买了住房，要申请公积金贷款，你只好跟银行人员说房屋装修，只有这样，才能贷到公积金贷款。办公积金贷款时，要把住房证、夫妻双方身份证、单位收入证明、公积金缴款证明等资料，带到银行去办理。贷到款后，就可以把这钱还商业贷款了。假如你在银行有欠贷、欠款不还的，也就是说恶意拖欠银行资金的，银行系统会反应出来。也就是说你的信用等级差，那就贷不到款。（各个银行的系统和人民银行的系统联网的，无论你在哪家银行有不良信用等级的，其他银行都会反应出来。）假如没有这种行为，就可以贷到款了。

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宜昌有没有银行做装修贷款可以贷到10年的啊？注意事项是什么？