array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "抵押旧房买新房" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(884580) ["id"] => string(6) "884580" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940788682780) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/884580" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/884580" } [1] => array(11) { ["tagname"] => string(54) "成都办理居住证流程有哪些有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247709) ["id"] => string(7) "1247709" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952651223066) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247709" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247709" } [2] => array(11) { ["tagname"] => string(27) "旧房抵押贷款买新房" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(923161) ["id"] => string(6) "923161" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941862424589) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/923161" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/923161" } [3] => array(11) { ["tagname"] => string(66) "深圳小产权可以买吗有高手清楚吗有哪些注意事项" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224261) ["id"] => string(7) "1224261" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951825993744) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224261" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224261" } [4] => array(11) { ["tagname"] => string(57) "深圳申请暂住证流程是怎样的有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247777) ["id"] => string(7) "1247777" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952654368774) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247777" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247777" } [5] => array(11) { ["tagname"] => string(42) "深思开关质量如何有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1269537) ["id"] => string(7) "1269537" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953410392071) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1269537" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1269537" } [6] => array(11) { ["tagname"] => string(39) "契税什么时候退有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1268021) ["id"] => string(7) "1268021" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953359011854) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1268021" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1268021" } [7] => array(11) { ["tagname"] => string(60) "深圳居住证有效查询方法是什么有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207194) ["id"] => string(7) "1207194" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951235645460) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207194" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207194" } [8] => array(11) { ["tagname"] => string(45) "办理居住证需要钱吗有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207377) ["id"] => string(7) "1207377" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951241936918) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207377" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207377" } [9] => array(11) { ["tagname"] => string(69) "问问问北京市工作居住证流程哪位知道有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224651) ["id"] => string(7) "1224651" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951840673816) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224651" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224651" } [10] => array(11) { ["tagname"] => string(60) "深圳新居住证办理流程是怎样的有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1226072) ["id"] => string(7) "1226072" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951891005451) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226072" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226072" } [11] => array(11) { ["tagname"] => string(48) "哪个有暂住证明表范本有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1238471) ["id"] => string(7) "1238471" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952337698838) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238471" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238471" } [12] => array(11) { ["tagname"] => string(42) "704硅胶用途有哪些有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1239146) ["id"] => string(7) "1239146" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952362864641) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1239146" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1239146" } [13] => array(11) { ["tagname"] => string(42) "商品房有产权证吗有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237515) ["id"] => string(7) "1237515" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952305192962) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237515" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237515" } [14] => array(11) { ["tagname"] => string(54) "土地使用权摊销方法是什么有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1241597) ["id"] => string(7) "1241597" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952446750721) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241597" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241597" } [15] => array(11) { ["tagname"] => string(42) "如何样办理居住证有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206991) ["id"] => string(7) "1206991" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951229353989) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206991" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206991" } [16] => array(11) { ["tagname"] => string(42) "正泰灯饰价格如何有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1246270) ["id"] => string(7) "1246270" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952600891419) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1246270" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1246270" } [17] => array(11) { ["tagname"] => string(39) "汉川哪个楼盘好有高手清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1268040) ["id"] => string(7) "1268040" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953360060418) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1268040" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1268040" } [18] => array(11) { ["tagname"] => string(15) "买新房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594372150" ["tagid"] => int(573642) ["id"] => string(6) "573642" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929844695073) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/573642" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/573642" } [19] => array(11) { ["tagname"] => string(30) "老房抵押买新房划算吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1165372) ["id"] => string(7) "1165372" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949859913747) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1165372" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1165372" } } ["counts"] => int(794570) ["pagecount"] => float(39729) }

当前位置：首页>

装修问答

新房验收

抵押旧房买新房流程是什么？有高手清楚吗？

抵押旧房买新房流程是什么？有高手清楚吗？

浏览：52次 | 提问时间： 07-28 05:16

土地租赁程序怎么做？一般有哪些程序？请问土地租赁程序怎么走？需要怎么资料，到什么部门办理

分享到：

6个答案

别傻 07-28 05:17

你好没有房产证的房子是不能作为抵押物的,换就话说抵押物应该要被证明是需要抵押贷款本人的财产才可以。想贷款是可以的,但不能用新房子做抵押,由于新房子没有房本.你可以用旧房做抵押贷款,或采用其他贷款方法,比如担保贷款.

空巷凉城 07-28 05:25

新房按揭贷款流程做下详细介绍。购买新房按揭贷款流程大致为：第一步：借款人在办理贷款前，需查明所购楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有关材料(付首期款证明、买卖合同、身份证、经济收入来源证明等原件、复印件)提交贷款银行;第二步：开发商：作为借款保证人在贷款申请审批表“保证人意见”栏上签字、盖章;第三步：贷款银行：信贷员对借款申请人提交的全部资料、文件进行审查，逐级审批;第四步：贷款行领回办妥手续的材料并依照依法生效的借款合同发放贷款;第五步：到房管部门：办理房产产权抵押登记手续;第六步：通知开发商领回借款合同并由开发商出具付清房款证明给贷款行;第七步：通知借款人领回借款合同、借据、保险单;第八步：贷款行信贷员将贷款档案归档。实际您也可以咨询您所要购买的项目，以及相关办理新房按揭贷款的银行方面。以上就是办理新房按揭贷款流程的相关介绍，大家在买新房前可以多了解一些，期望可以为初次购房的朋友带来帮助。

阔别 07-28 05:34

动迁房是开发商拆除你的旧房建新房而无偿补偿安置给你的房屋，动迁房本身是不用贷款买的。动迁房只要是有产权证的，而且不止一套住房的可以办理抵押贷款。

是够久了怪不得你会走 07-28 05:42

答：不要纠结新房子和旧房子，要看你的需求，小孩子读书，上班等，综合考量，

握不住的他和沙 07-28 05:50

房本假如满5年了需要交的税是商品房需要的:1.5%契税,当时买和现在卖差价的5.5%的营业税,当时买和现在卖差价的1%的个税,0.1%的印花税.公房需要的:1.5%契税,0.1%的印花税,15.6*建筑面积的土地出让金房本假如不满5年了需要交的税是商品房需要的:1.5%契税,5.5%的营业税,1%的个税,1%土地增值税,0.1%的印花税.公房需要的:1.5%契税,5.5%的营业税,1%的个税,1%土地增值税,0.1%的印花税.15.6*建筑面积的土地出让金在二手房市场中，有一种特殊的交易形式就是房屋置换，其特殊在于它可以保证买卖行为的同时进行即交易的同时性。通常，房屋置换离不开房屋置换公司，而且置换公司应具备以下三个条件方可进行置换交易：①大量的买卖双方信息。②使用网络化计算机处理信息。③完善、正规的交易操作流程。房屋置换在交通问题较突出的大城市如北京、上海、重庆、广州等地有巨大的二手房置换市场，而在中小城市如厦门、珠海等却是市场容量不大。近期重庆推出的差价换房就是房屋置换的一种主要形式，包括以旧换新、以劣换优、以远换近，以小换大等多种置换方式，购房者选中满意的新房后，可将拥有的旧有公房委托旧房价格评估，置换公司按评估价格收购旧房，然后将旧房款转至开发商账上作为购新房的首付款，差价部分由购房者采取一次性付款、分期付款、按揭等方式予以支付。就现实而言，时下我市的二手房交易还存在许多障碍和问题应该加以克服解决：①“单位优先回购”障碍，如大多数单位出售公房时都与购房户签订一份“单位有优先购买权”的合同，合同中的约定加上一些政策法规，导致二手房上市交易在原产权单位的盖章上产生困难，从而影响上市交易量。②二手房按揭贷款难，银行要求放贷条件较高，资信审查很严格；而银行对没有担保的纯二手房抵押认为风险很大。因此有必要建立政府担保机构，建立二手房抵押市场，做好抵押贷款证券化的试点工作。③税费负担沉重，当地政府在二手房交易税费方面的优惠太少，业主为卖旧买新的成本太高，想等又等。以厦门为例，买卖双方合计应支付的税费占成交价的6.2%～10.67%，交易的积极性不高。因此政府政策定位应合理、科学，才能促进经济的发展，激活二手房市场，如上海的税收联动，虽然契税只收0.75%，但因交易量大了，政府收入反而比以前更多了。④二手房交易手续繁琐、办理效率低、发证工作太慢也是影响二手房市场正常运作的重要原因。作为买方花了一辈子积蓄购买的二手房，假如不能顺利尽快取得房屋产权证，心里总是不踏实。从上述现状结合国家加快开放激活住房二级市场的政策，可以说住房二级市场的发展前景是相当广阔的。通过百姓期盼的二手房市场现象，有利于促进一场大的变革。就拿厦门的住房二级市场来说，潜力也是相当大的。从卖方市场来看，据调查现在我市约有80%以上的职工拥有属于自己的成套住房，其中约有60%期望能够“以小换大、以旧换新、以远换近”。从买方市场来看，国家的住房政策是依照收入级差划分，一部分高收入阶层引导购买商品房，而一小部分处于贫困线的居民租住廉租房，而绝大部分中低端收入阶层就是靠购买经济适用房及二手房来解决住房问题，经济适用房每年开发量毕竟有限，二手房将是较为合适的选择。

细指绕青丝笑意被冻住 07-28 05:58

找一家银行做一笔抵押贷款，30万的房子最多可以贷15万左右，不过您不用贷这么多，告诉银行我要贷5万就可以了。现在抵押贷款的利率一般都是基准利率5.94%，有少数银行能下浮，可以多跑几家银行问问。银行要的手续也不是很麻烦，带着身份证、户口本、产权证、收入证明就可以了。

装修问答

新房验收

抵押旧房买新房流程是什么？有高手清楚吗？

最新问题

相关搜索

最新推荐

抵押旧房买新房流程是什么？有高手清楚吗？