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如果购买2手房，都需要缴纳什么费用，贷款怎么办理？需要什么手续

如果购买2手房，都需要缴纳什么费用，贷款怎么办理？需要什么手续

浏览：33次 | 提问时间： 07-28 05:16

如果购买2手房，都需要缴纳什么费用，贷款怎么办理？

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4个答案

MrSandman 07-28 05:17

购房合同贷款de2种方法
1、和开发公司协商撤销备案，重新签合同，这样你就算买的一手房，可以首付3成，不过假如开发商的大房产证办下来了，再想撤备案就比较难。
2、让他办理房产证，你再进行过户，这方法不怎么好，由于他办理房产证的时候需要缴纳契税，你过户的时候也需要交纳契税，这样就交纳了两份的钱，而且你这算二手房按揭，贷款首付比较高！你的房东算按揭出售，手续比较麻烦，建议你采用第一种方式

女孩纸 07-28 05:25

1、住房公积金管理中心为个人办理住房公积金贷款手续，不收取任何费用。
2、借款人所需缴纳的贷款费用主要是在办理房产抵押登记时，房产部门及评估机构按规定收取的工本费和相关管理费用。
3、假如是通过中介公司办理的，需要向中介公司缴纳一定的中介费用。
4、如个人不能提供合规的担保而需借助担保公司进行担保的，须向担保公司交纳一定比例的担保费用。
5、办理个人住房公积金贷款所缴纳的费用主要包括评估费用、担保费，贷款服务费及相关税费。

准女友 07-28 05:33

非宁波户口在宁波买二手房需要有缴存在宁波的社保一年以上证明，或者一年以上缴在宁波的纳税证明，可以按揭分期用商业贷款或公积金买房，用公积金应该连续缴存一年以上。怎么办理：你要是有以上证明的话，去找一家正规的大一点的中介所，提出你的要求一切都OK了。

人满为患 07-28 05:42

假如你是贷款买房，二手房中介还会向你另外一笔费用，叫做“按揭工本费”，在银行办理购房贷款需要缴纳的费用有这些：工本费：100元；公证费：300-600元；评估费：千分之1.5到千分之3；期望能对你有用,以上价格整合自网络，请自行核实，实际价格以购买时为准

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如果购买2手房，都需要缴纳什么费用，贷款怎么办理？需要什么手续