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广州公积金贷款办理流程？需要注意哪些细节

广州公积金贷款办理流程？需要注意哪些细节

浏览：60次 | 提问时间： 07-28 05:26

广州公积金贷款办理流程？

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5个答案

无关系 07-28 05:27

广州公积金贷款审批流程：自借款人携带有关资料到贷款银行申请住房公积金贷款起，至贷款划到贷款银行需要18-19个工作日。其中：①贷款申请（填写住房公积金贷款申请表）当日完成；②银行进行贷前审查，同意后报市住房公积金管理中心复审，2个工作日内完成。③市住房公积金管理中心对贷款进行审核，1个工作日内完成。④审核通过后，贷款银行与借款人签订借款合同，2工作日内完成。⑤选择保证担保的，由担保公司办理反担保抵押手续，6个工作日内完成；选择抵押担保的，借款人应办理抵押保险手续，7个工作日内完成；选择质押担保的，由银行办理质押手续。⑥贷款银行将借款人资料报送市住房公积金，2个工作日内完成。⑦市住房公积金管理中心对贷款材料进行审批，3个工作日内完成。期望回答对你有用。

我们的无奈 07-28 05:35

实际有这些:电话查询：请拨打公积金查询电话自助语音服务包括：个人住房公积金帐户余额及明细查询、个人贷款情况和每月还款额度查询，公积金政策及业务办理流程介绍。

夏有森光若流苏 07-28 05:44

题主好!实际流程是
一.受理申请：
1.资格审查分三部
1.购房贷款审查
（1）住房公积金缴存情况；
（2）购房合同；
（3）百分之30首期付款凭证（购二手房查验完税发票）。
2.建房贷款审查
（1）住房公积金缴存情况；
（2）建房项目计划书；
（3）土地使用权证；
（4）规划用地许可证；
（5）建设许可证；
（6）施工许可证；
（7）建房百分之30自筹资金凭证；
3.大修房屋贷款审查
（1）住房公积金缴存情况；
（2）危房鉴定通知书；
（3）建设部门批文；
（4）大修住房百分之30自筹资金凭证。
2.材料审查
（1）审验夫妻双方身份证；
（2）审验城镇居民户口本；
（3）审验购房合同；
（4）审验预付款凭证；
（5）审验《借款申请审批书》。二贷款审批（
1.）初审
（2）复核
（3）审批。三签定合同。四银行复核。五抵押登记。六发放贷款。

太放不开 07-28 05:52

题主好，对于商业贷款转公积金贷款需要的条件：
1、商业贷款还款满一年。
2、公积金缴纳一年以上，并且之间没有提取记录。两个条件应该同时满足才可以转。转公积金的流程：
1、经过贷款银行的同意。
2、到公积金管理中心领取《商业贷款转公积金》的单据，上面有你需要准备的材料和办理流程，你按照上面做就可以了。

浪 07-28 06:00

答：广州的公积金只能做广州的房产买卖公积贷款，做不了佛山的公积金贷款

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广州公积金贷款办理流程？需要注意哪些细节

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