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问一下首套房贷款利率打几折？具体流程是什么_其他_设计456问答
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问一下首套房贷款利率打几折？具体流程是什么

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问一下首套房贷款利率打几折？具体流程是什么

浏览：32次 | 提问时间： 07-28 05:26
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4个答案
少女情怀 07-28 05:27

题主好，有两家银行执行首套房贷款最低9折的利率优惠，也就是说，这两家银行最低首套房贷款利率仅为4.86%，另外还有10家银行在给首套房贷利率打9.5折，折后利率为5.13%。现在省城购买首套房，商业贷款利率最高也仅为5.4%的基准利率。期望能对你有用。

乱 07-28 05:36

现在商业贷款基准利率6.14%，首套房应该打85折，也就是5.22%。不过购房贷款最低利息是可以打7折的，银行的基准利率×70%就是利率了，不是每一个都可以的，利率和信用记录以及单位的好坏有直接的关系的。期望我的回答对你有用。

再见不再留你 07-28 05:44

首套房利率的发展过程：在去年的时候，首套房贷款有折扣优惠（7折、7.5折、8折等），今年4、5月份的时候各大银行都取消了首套房的利率折扣，到现在，有些银行对首套房的利率也要上浮10%。

Twomoons 07-28 05:52

首套房贷首付比例最低由原先的25%降至20%。首套房贷首付比例降低的同时，利率也进一步松动。民生银行福州分行个人住房按揭贷款(含一手房和二手房)首套房贷利率执行不低于人民银行贷款基准利率0.9倍水平。招行首套房贷利率分档计价，信用良好的普通客户首付比例超过两成，贷款利率最低打9折;首付比例两成，贷款利率最低打9.5折。此前在榕银行普通客户首套房贷利率多执行基准利率。我觉得政策变化也是比较大的。

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