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银行贷款转按揭办理流程是什么？有人知道什么情况啊

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银行贷款转按揭办理流程是什么？有人知道什么情况啊

浏览：38次 | 提问时间： 07-28 05:29
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5个答案
愿隐山水间 07-28 05:29

交易转按揭贷款流程；A、买卖双方提供相关资料并签署银行相关的法律文书；B、买卖双方提供相关资料并签署担保公司相关的法律文书；C、银行及担保公司受理并审查该笔购楼贷款业务；D、银行受理无误后出具《贷款承诺书》；E、售楼方与担保公司一同去公证处办理委托公证，全权委托担保公司办理购楼及过户等手续；

何必羡慕 07-28 05:38

你可以去中介挂牌的,不过交易手续关键是你的房贷,原本交一笔钱,可以去银行办理转按揭的,不过现在很多银行的转按揭已经被叫停了.下面的方式供参照:使用买家的首付款将房贷提前还清,不足的部分需要自己贴,赎出他证,去房地产交易中心,取消房产的抵押状态,然后就可以和买家进交易了,银行审批完成后,进房地产交易中心过户,过户结束后,拿到买家的银行贷款.

童话 07-28 05:46

方法：
1、转按揭：把个人住房出售或转让给第三人而申请办理个人住房贷款变更借款期限、变更借款人或变更抵押物的贷款。
2、用买方的首付款缴清剩余贷款：卖方可以使用买方的首付将剩余贷款付清，然后撤销房产的抵押登记，进行下一步交易。
3、使用银行贷款来缴清剩余贷款：买方前往银行办理按揭，且将按揭来的钱付给卖方作为房款的余款。建议还是前往中介进行办理，省时省力。期望我的回答帮助你

谁的快乐 07-28 05:54

好，假如您是一个月前办理的话，正好赶上年底，银行结账期，大多的贷款都无法审批。正常的情况下不需要那么长时间的，从签订贷款合同到放款10---15个工作日，建议您再问问贷款银行。期望能够帮助您。

不要再赠予我心酸和空欢喜 07-28 06:03

还贷期间的房子应该先清偿银行贷款以后，才可以进行房屋买卖。假如买方可以付全款的话，那您就不用麻烦，还清银行贷款，去建委解除抵押就可以进行过户了。假如买房想按揭的话是可以办理转按揭的。但要求先清偿银行贷款以后，下一手买家才能向银行申请转按揭。下面说一下转按揭的手续。一，借款人向银行提出转按揭申请，同时提交下列材料：

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