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首套房商业贷款利率是多少？流程怎么走？

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首套房商业贷款利率是多少？流程怎么走？

浏览：35次 | 提问时间： 07-28 05:33

请问首套房商业贷款利率是多少？如何计算这个利率的呢？

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5个答案

别挽留Lettgo 07-28 05:33

首套房公积金贷款首付比例是20%，商业贷款首付比例是30%

柚 07-28 05:42

湖北二套房贷款的贷款利率是比首套房的贷款利率高不少的。就公积金贷款而言，二套房贷款的贷款利率，是要在首套房公积金贷款利率的基准上，上幅10%。其他商业贷款的二套房贷款利率，要以各商业银行规定为准，但总体来说，都是比较高的，例如现在大部分银行首套房贷款利率是九五折，而二套房贷款利率是基准利率上浮10%，其中的差距可想而知。

千秋 07-28 05:50

很开心回答你的问题：首套房屋贷款利率：公积金贷款利率4.9%，商业贷款利率7.05%二套房屋贷款利率：上浮10%期望能够对你有用

萌面女郎 07-28 05:59

有的，依照当地政策来。这个您可以咨询当地中国人民银行分部或者贷款银行。
现在贷款优惠有7折，8折，8.5折，9折，标准利率和1.1倍，1.2倍利率，主要依照地区来划分的。
三线城市8.5折的概率是比较大的，一线城市1.1倍是正常的。二线城市9折或者标准利率。

你眼神似电 07-28 06:07

最新贷款政策，商业贷款利率为5.65%，假如是公积金贷款买房买首套房首付不低于20%，家庭贷款最高额度可达70万，贷款利率为3.75%

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