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想求助一下贷款买房首付交给谁？流程怎么走？

浏览：37次 | 提问时间： 07-28 05:33
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5个答案
我能和谁相拥 07-28 05:33

需要在秦皇岛有一年以上的养老保险证明，这是最基本的要求。可以贷款，首次贷款首付交到总房款的30%。剩下70%都可以贷款；第二次贷款，首付要交到总房款的60%，剩下可以贷款。

她梨花带雨你就心疼吗 07-28 05:42

买房子首付
1、在首套房的情况下，商业贷款首付是30%，公积金贷款是20%（90平米以内。90平以外是30%）；
2、在二套房的情况下，购买房产的最低首付为50%；
3、三套房的情况，需要贷款的银行依照房价的情况可以不予与贷款；
4、其他的情况最低首付为30%。

巴黎铁塔下的幸福 07-28 05:50

买房子首付：
1、在首套房的情况下，购买新房并且面积不超过90平米的缴纳首付可以最低为20%;
2、在二套房的情况下，购买房产的最低首付为60%;
3、三套房的情况，需要贷款的银行依照房价的情况可以不予与贷款；
4、其他的情况最低首付为30%.综上所述，每个地方的首付大同小异，建议当地的售楼部咨询一下。望采纳。

生活放荡像只狗 07-28 05:59

房子是卖方卖给买方的，那么首付款自然是给卖方的。不过通常现在交易都是把首付款放在第三方监管账户上，也就是银行的监管账户，这样有助于降低买卖双方的风险，等过户成功后在把首付款给卖方。

悻諨是被沵需要 07-28 06:07

首付是不能用住房公积金贷款的。交完首付之后余下的才可以。假如想办理公积金贷款的话，你的住房公积金应该连续缴存1年。假如想提取的话，应该等你买房后。你可以向商业银行贷款，公积金贷款就会按月支付给银行还款。

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