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商贷和公贷首付都是30%吗还有其他费用吗？主要有什么注意事项

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10秒装修报价 装修要花多少钱?获得精准报价，省钱30%

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商贷和公贷首付都是30%吗还有其他费用吗？主要有什么注意事项

浏览：31次 | 提问时间： 07-28 05:33

(来自金海御苑的问题)

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6个答案

笑靥 07-28 05:34

公积金不能用作首付款你买100w的房还要交契税之类的费用，假如找中介还有中介费，怎么也得准备5w首付要看规定，假如是30w的花啊，你就得准备30+5

恋你心 07-28 05:42

35w商贷的款也不能作为首付款价格来源网络，请自行核实

深拥我 07-28 05:50

农村平房能贷款吗：农村的房产证不能贷款，农村的房屋土地使用性质为集体所有，无法进行拍卖，农村的房产证不能贷贷款是银行或其他金融机构按一定利率和应该归还等条件出借货币资金的一种信用活动形式。广义的贷款指贷款、贴现、透支等出贷资金的总称。

爱情没长眼 07-28 05:59

能贷几成最主要看个人资质，还是之前有没有问银行贷过款，银行和信用是否比较好，都决定贷款的成数，假如是一手房费用不会太多，就契税，物业维修基本，和一点杂费就行了

Delberate 07-28 06:07

首套房是30%，2套是50%，三套基本停贷！不过还是得依照地区银行的情况而定，还有个别项目实行零首付的情况，主要看开发商的政策，最好是到实际的项目上了解下,现在还有极少数二线城市是首付两成绝大部分城市购房都是首付三成即首付

七月茶花为谁挽纱 07-28 06:15

房总价*30%另外还有税费的钱是不计入购房价格里面的

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