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广州住房公积金贷款计算公式是什么，自己想先算一下能贷多少钱？怎么换算

浏览：40次 | 提问时间： 07-28 05:39
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6个答案
小黑球 07-28 05:40

这个你可以自己算一下，由于你的实际情况我不太清楚，贷款利率房贷还款方式的计算公式分为两种：
一、等额本息计算公式：计算原则：银行从每月月供款中，先收剩余本金利息，后收本金;利息在月供款中的比例会随剩余本金的减住房贷款少而降低，本金在月供款中的比例因增加而升高，但月供总额保持不变。需要关注的是：
1、各地城市公积金贷款最高额度要结合当地实际来看;
2、对已贷款购买一套住房但人均面积低于当地平均水平，再申请购买第二套普通自住房的居民，比照执行首次贷款购买普通自住房的优惠政策。
二、等额本金计算公式：每月还款额

本性不坏 07-28 05:49

每月本金+每月本息每月本金

精神病会员 07-28 05:57

本金/还款月数每月本息

累了你走了 07-28 06:05

(本金-累计还款总额)X月利率计算原则：每月归还的本金额始终不变，利息会随剩余本金的减少而减少。

心深似海 07-28 06:13

您可以依照您的情况算一下。住房公积金计算公式：
1、公积金贷款额度

深爱之人藏心不挂口 07-28 06:22

借款人及参贷人公积金月缴存额之和÷缴存比例×12个月×贷款年限×40%。
2、公积金贷款额度

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